C&I Commercial Banker - Eastern PA

S&T Bank; West Chester (Chester County); Presencial; USD 95.000 - 284.000; Jornada completa

Descripción de la vacante

S&T Bank seeks an experienced Commercial Banker to manage complex commercial lending activities and banking relationships with customers and prospects in the West Chester, PA area. The role emphasizes loan analysis, documentation, and development of treasury management solutions tailored to client needs.

Responsibilities include interviewing borrowers, analyzing financials, and collaborating with loan committees while promoting community engagement and cross-sell of bank services.

Formación

• Experience interviewing and documenting commercial loan requests.
• Ability to collect and analyze financial data for loan structures.
• Strong interpersonal skills and independent work capability.

Responsabilidades

• Interviews customers and prepares documentation for commercial loans.
• Collects and analyzes financial data for loan structure presented to loan committee.
• Maintains active commercial calling program for new and existing customers.
• Assists other Bankers in governmental lending programs.
• Attends community events to promote the bank's image.

Conocimientos

Commercial lending

Financial analysis

Relationship management

Mentoring others

Descripción del empleo

Location:

2 North Church Street

West Chester, PA 19380

4 Brandywine Ave

Downingtown, PA 19335

Hours:

Monday - Thursday: 9:00 am - 4:00 pm

Friday: 9:00 am - 6:00 pm

(Must be flexible around branch hours)

Function:

Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers.

Duties and Responsibilities:

• Interviews customers and prospective customers and prepares documentation for commercial loans including:
  • Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
  • Maintaining aggressive commercial calling program for new and existing customers.
  • Assisting other Bankers in governmental lending programs.
  • Attending and participating in community affairs to promote the bank's image.

• Reviews final loan documentation to determine appropriate recommendations.

• Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.

• Carries out a variety of business development activities to identify bank prospects.

• Ensures compliance with existing loan policies and procedures and assists in policy development and modification.

• Works with customers to establish personalized Treasury Management services according to the customer's needs.

• Receives and responds to various customer questions and solves customer problems.

• Reviews Collateral Protection Reports and determines appropriate course of action.

• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews

• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.

• Contacts delinquent loan customers.

• Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

• Assumes additional responsibilities as required.

Physical Demands / Work Environment:

Requires the use of manual dexterity skills for typing up to 25% of the business day. Specific vision requirements include close vision of 18"-20", distance vision and depth perception for computer work and travel. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$95,000.00 - $283,500.00