Business-Line Risk Manager - Consumer & Business Banking Operations Performing Operations

U.S. Bank; Cincinnati (OH); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) plan

Paid vacation

Job summary

U.S. Bank is seeking a highly effective Business-Line Risk Manager to lead Corporate Functions risk oversight for Performing Operations within Consumer & Business Banking Operations (CBBO).

This role partners across the three lines of defense to drive consistent risk management practices and strengthen the control environment across high-risk processes. The successful candidate will translate complex risk topics, support assessments and monitoring, and collaborate with Audit, Compliance, and

Qualifications

• Bachelor's degree, or equivalent work experience.
• Strong knowledge of risk/compliance/audit competencies.
• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends.
• Excellent analytical, facilitation and communication skills.

Responsibilities

• Serve as the primary risk advisor for the CBBO Performing Operations unit.
• Build relationships with business leaders to identify risks early and influence decisions.
• Translate complex risk topics into clear, actionable recommendations.
• Support risk assessments, control evaluation and ongoing monitoring activities.
• Identify emerging risks related to business changes, regulatory expectations, and strategic initiatives.
• Ensure risks are documented and managed in line with enterprise frameworks.
• Contribute to risk governance routines and provide leadership with clear risk themes and trends.

Skills

Risk management

Analytical skills

Stakeholder management

Project management

Effective communication

Regulatory knowledge

Presentation skills

Education

Bachelor's degree or equivalent experience

Tools

Microsoft Office

Word processing

Spreadsheets

Databases

Presentations

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description SUMMARY

U.S. Bank is seeking a highly effective and dynamic Business-Line Risk Manager to lead Corporate Functions risk oversight for Performing Operations within Consumer & Business Banking Operations (CBBO). This role will partner across the three lines of defense to drive consistent risk management practices, influence business decisions, and enhance the control environment across high-risk operational processes. Success will be measured through proactive risk identification and mitigation, sustainable control improvements, and strong cross-functional collaboration to mitigate regulatory and operational risk.

RESPONSIBILITIES

• Serve as the primary risk advisor for assigned CBBO Performing Operations business unit.
• Build strong relationships with business leaders to identify risks early and influence decisions.
• Translate complex risk topics into clear, actionable recommendations.
• Support risk assessments, control evaluation, and ongoing monitoring activities.
• Identify emerging risks related to business changes, strategic initiatives, and regulatory expectations.
• Ensure risks are documented and managed in alignment with enterprise frameworks.
• Contribute to risk governance routines, including reporting on key risk themes and trends.
• Promote consistency and discipline in risk management practices.
• Develop and deliver concise materials for leadership discussion.
• Provide risk guidance on transformation efforts, new initiatives, and process changes.
• Ensure early risk engagement to improve outcomes and reduce rework.
• Partner with cross-functional teams to assess impacts to risk and control environments.
• Support issue identification, root cause analysis, and remediation efforts.
• Challenge and validate corrective actions to ensure sustainable solutions.
• Collaborate with Audit, Compliance, and Risk partners to drive strong outcomes.

BASIC QUALIFICATIONS

• Typically more than six years of applicable experience.
• Bachelor's degree, or equivalent work experience.

PREFERRED SKILLS/EXPERIENCE

• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
• Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls.
• Thorough knowledge of Risk/Compliance/Audit competencies.
• Strong analytical, process facilitation and project management skills.
• Effective presentation, interpersonal, written and verbal communication skills.
• Effective relationship building and negotiation skills.
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations.
• Applicable professional certifications.

LOCATION EXPECTATIONS

This role requires working onsite from a U.S. Bank location three or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $98,175.00 - $115,500.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance.

U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA).

In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.