Business Insurance Agent - Intermediate

USAA; Phoenix (AZ); Remote; USD 43,000 - 77,000; Full time

Job summary

Join a forward-thinking company as a Business Insurance Agent - Intermediate, where you will empower business owners with tailored insurance solutions. In this role, you will leverage your expertise in the insurance marketplace to provide exceptional service, ensuring that each client's unique risk profile is addressed. With comprehensive training and a supportive environment, you can thrive while making a significant impact in the lives of those you serve. This full-time position offers the flexibility of remote work and the opportunity to grow within a mission-driven organization dedicated to financial security for its members.

Benefits

Comprehensive medical, dental, and vision plans

401(k) and pension plans

Paid time off

Paid volunteer hours

Life insurance

Parental benefits

Adoption assistance

Wellness programs

Qualifications

• 1 year of insurance sales experience required.
• Valid Property and Casualty insurance license needed.

Responsibilities

• Advise business owners on insurance and risk management.
• Build relationships with members and insurance carriers.

Skills

Insurance Sales

Consultative Selling

Risk Management

Customer Relationship Management

Compliance Knowledge

Education

High School Diploma or GED

Tools

Agency Management Systems

Salesforce

Job description

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

As a dedicated Business Insurance Agent - Intermediate, you will work in an inbound sales environment advising business owners on insurance and risk management, using a full suite of Commercial Insurance Products to address each member and/or non-member’s unique risk profile.

You will use knowledge of insurance marketplace, carrier appetite, and leverage underwriter relationships and knowledge of carrier contracts to place coverage for member’s business.

On a daily basis you will take incoming calls throughout the day (average 7-10 calls) for business insurance coverage collaborating with other insurance carriers. You will also have outbound follow-up calls with member and non-member customers.

USAA provides 13-15 weeks of training so you understand our product offerings and can support each member and/or non-member independently. Training schedule hours are Monday - Friday, 8:00am-4:30pm Central time. Work schedule hours are Monday - Friday, 9:30am-6:00pm Central time.

This position can work remotely in the continental U.S. with occasional business travel. This is a full-time, hourly, non-commission position.

What you'll do:

• Use a consultative approach to resolve customer needs, establish trust, and provide solutions (composed of a la cart combinations of various products and services) based on current products and service offerings.
• Build and maintain relationships between members and nonmembers and insurance carriers, exercising technical knowledge and communicating solutions.
• Use understanding of compliance and insurance standards and Agency Management Systems to limit agency Errors & Omissions (E&O) exposure through accurate documentation.
• Classify member’s and/or non-members business and provide accurate risk management and risk mitigation solutions.
• Research industry trends and evolving regulatory environment (state and national), improving understanding of important technical/financial issues.
• Use Agency Management Systems/Customer Relations Management (CRM) & multiple carrier Platforms to appropriately select product and carrier offerings.
• Calculate Insurance to Value (ITV) on a wide range of property types and structures including geographic differences and capture custom or unique features within the properties and provide appropriate details to determine accurate replacement values.
• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• High School Diploma or General Equivalency Diploma.
• 1 year of insurance sales and service experience and/or experience working in a commercial insurance, high value, or broker agency setting.
• Valid Property and Casualty insurance license for home state and/or ability to obtain home state and multistate license within 90 days.

What sets you apart:

• 2 or more years of Commercial Lines Insurance experience writing new business. (Not including renewals and/or servicing)
• 2 or more years working experience quoting and binding directly with the insured.
• Experience with Agency Management Systems and/or Salesforce.
• Experience working in a Commercial Lines multiple carrier environment.
• Experience writing Commercial lines in multiple states.
• Experience working in a call center environment.
• Active P&C General Lines License for home state.

Compensation range: The salary range for this position is: $43,680.00 - $76,610.00.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.