Business Insights Specialist (US) - Decision Science- Loan Portfolio

TD Bank; Mount Laurel Township (NJ); On-site; USD 96,000 - 144,000; Full time

Job summary

TD Bank Group in Mount Laurel, New Jersey is seeking a Business Insights Specialist to deliver profitability analytics for US Consumer products. You will analyze curated DataMarts and collaborate with business leaders to present actionable insights that guide marketing investments and profitable growth.

The role emphasizes data storytelling, cross-functional collaboration, and advanced analytics using Excel, Power BI, and coding skills (SAS, SQL, Python) to build financial models and

Qualifications

• 5+ years of relevant analytics experience.

Responsibilities

• Leads interpretation of complex business issues and generates insights for growth.
• Presents insights and recommended actions to stakeholders with clear storytelling.
• Bridges business requirements to analytics and reporting needs for the domain.
• Escalates data/process problems and suggests resolutions.
• Provides day-to-day support and delivery of analytics.

Skills

Profitability analysis

Data storytelling

Financial modeling

Visualization

Education

Undergraduate degree

Graduate degree preferred

Tools

Excel

VB

Power BI

SAS

SQL

PySpark

Python

Microsoft Copilot

Job description

Work Location

Mount Laurel, New Jersey, United States of America

Hours

40

Pay Details

$96,130 - $144,190 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business

Analytics, Insights, & Artificial Intelligence

Job Description

Department Overview:

The Finance - Decision Science team is dedicated to delivering new account profitability analytics for several US Consumer products. These analytics play a key role in evaluating marketing investments, business cases, and providing actionable insights that move the business forward. To achieve this, the team leverages strong foundations in data and automation, enabling highly segmented frameworks that support sophisticated analysis. Our group works closely with both business and marketing teams, collaborating to optimize campaigns and strategies that drive profitable growth.

The Business Insights Specialist is responsible for conducting analyses on curated and/or aggregated DataMart's in conjunction with deep business subject matter expertise, to generate relevant analytical insights for business issues and identify opportunities to drive business growth and value. This role works in partnership with business leaders to present or generate appropriate insights including the delivery of supporting collateral and/or presentations.

Depth & Scope

• Works autonomously and accountable for acting as a lead within a specialized business management function and may provide work direction to others
• Provides seasoned specialized knowledge, advice and/or guidance to various stakeholders and team members
• Scope of role may have enterprise impact
• Focuses on short to medium - term issues (e.g. 6-12 months)
• Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise
• Oversees and/or independently performs tasks from end-to-end
• May interact with any hierarchy level up to executive leaders and external vendors

Education & Experience

• Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)
• Graduate's degree preferred with either progressive project work experience, or;
• 5+ year of relevant experience; higher degree education and research tenure can be counted

Preferred Qualifications

• Strong expertise in profitability analysis for consumer banking products, including deposit and lending portfolios.
• Proven ability to communicate complex analytical findings through effective data visualization and compelling business storytelling.
• Experienced at financial analysis and financial model-building with strong technical skills (Excel, VB, Power BI) Some coding a plus: SAS, SQL, PySpark, Python
• Hands on experience with Microsoft co-pilot

Customer Accountabilities

• Leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to help drive business growth or address business/enterprise needs
• Presents and communicates generated insights and recommended business actions to stakeholders/business leaders in an easily digestible manner, leveraging tools/techniques/methods to produce a variety of visualizations/presentations that fit the audience
• Acts as the primary interface with business to bridge and translate business requirements to analytics and reporting needs for a given domain/business
• Applies collaborative and strong stakeholder management approach to constructively influence and persuade stakeholders and partners where appropriate
• Serves as an authority on a given business domain and provides business expertise to place context around analytics discovery and inform recommendations
• Escalates data/process related problems and communicates to relevant teams in a timely manner and makes recommendations for resolution
• Provides day-to-day support and delivery of analytics

Shareholder Accountabilities

• Represents functional area as a business insights & analytics specialized expert
• Synthesizes complex and vast amount of information and translates into actionable insights and strategy
• Builds business requirements and facilitates project execution to develop insights
• Collaborates with partners on business challenges and delivers fact-based analytical advice that aligns to strategy