Business / Commercial Banker - Ramsey, MN

Security Bank & Trust Co.; Ramsey (MN); On-site; USD 85,000 - 150,000; Full time

Job summary

An established industry player is seeking a Business/Commercial Banker to join their Ramsey team. This role involves providing exceptional financial services to the community, managing loan portfolios, and promoting the bank’s offerings. The ideal candidate will possess strong customer service skills and a proactive approach to problem-solving. With a commitment to community engagement and professional growth, this position offers a competitive salary and a robust benefits package in a supportive work environment. If you're passionate about making a difference and advancing your career in banking, this opportunity is for you.

Qualifications

• Prior banking experience preferred.
• High School diploma required; college degree preferred.

Responsibilities

• Provide financial services and manage loan portfolios.
• Promote quality customer service and represent the bank in community activities.
• Conduct loan analysis and ensure compliance with lending policies.

Skills

Customer Service

Communication Skills

Problem-Solving

Organizational Skills

Education

High School Diploma

College Degree

Job description

Security Bank & Trust Co. is passionate about helping our clients succeed and making a difference in our communities. And that starts with our employees.

Business / Commercial Banker - Ramsey, MN

Job Location:Ramsey

Position type:Full-time

Yearly Salary: $85,000 - $150,000

The Loan Officer will provide financial services to the surrounding Cambridge community. Both the administration of a loan portfolio, servicing it as needed, and the development of new business through calling on existing and potential customers. We take pride in our bank and its communities and in doing so the position also includes representing the Bank in community activities. This position offers a great benefits package with the potential for advancement in a growing and successful community minded bank.

Responsibilities:

• Greet all customers pleasantly and make them feel welcome and comfortable.
• Promote the improvement Security Bank & Trust Co. through quality customer service, knowledge and promotion of products, professionalism in conduct and diligent work ethic.
• Loan analysis on new and existing credit line.
• Supervision and service of assigned loans.
• Maintain loan files ensuring compliance with file documentation (current financials, site inspections, etc…)
• Preparation and presentation of loan request for new and existing customers.
• Adherence to lending policies and procedures. Help assess transactions with respect to Loan Policy, working with senior staff to identify exceptions and the underlying mitigating factors that create acceptable loan risk.
• Willingness to work on community projects.
• Identify sources of repayment and assess reasonableness of repayment sources; review incoming financial data to keep abreast of changes in the borrower’s financial condition.
• Proven work ethic is a must.

Other duties or tasks may be assigned as required. Management may modify, change or add to the duties of this description at any time without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience:

Prior banking experience and college degree preferred. High School diploma required.

Qualifications:

• Superior customer service abilities.
• Possess strong written and verbal communication skills as well as excellent organizational/time management skills.
• Strong problem-solving skills with attention to detail.
• Ability to work with minimum supervision while performing duties.