Business Banking Underwriter IV

Huntington; Texas; Presencial; USD 95.000 - 160.000; Jornada completa

Descripción de la vacante

Huntington is seeking a Business Banking Underwriter IV to assess creditworthiness and ensure compliance with lending policies for complex commercial loans up to $10MM. You will manage an individual pipeline and support the production team.

This role requires 7+ years in underwriting, a Bachelor's degree, and the ability to underwrite exposures above $4MM. You may mentor junior staff and collaborate with risk teams.

Formación

• Bachelor's degree required.
• 7+ years’ experience in business/commercial underwriting.
• Experience in a centralized lending environment preferred.

Responsabilidades

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions.
• Underwrites complex loans up to $10MM and uses single approval authority up to $4MM.
• Assesses borrower risk and collaborates with credit and risk teams.
• Mentors new hires and provides support for junior job families as needed.

Conocimientos

Microsoft Office

Educación

Bachelor's degree

Descripción del empleo

## Business Banking Underwriter IVApply: Office: Houston, TX: Dallas, TX: Atlanta, GA: Winston-Salem, NC: Tampa, FL: Full time: Posted Today: R0076024# **Description****Summary:**The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.**Duties and Responsibilities:*** Supports Business Banking production by maintaining an individual pipeline of work.* Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.* Utilizes single approval authority up to $4MM.* Appropriately assess risk profile of borrower.* Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.* Tasks as needed to support the line of business and job family.* Act as primary back up for their manager as needed for team huddles & meetings.* Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.* Collaborate with both credit and segment risk to meet or exceed department goals.* Performs other duties as assigned.**Basic Qualifications:*** Bachelor's degree* 7+years’ experience with business or commercial underwriting in a centralized lending environment**Preferred Qualifications:*** Bachelor's degree in business related field* 3-4 years leadership / management experience* Ability to underwrite credit exposures in excess of $4MM.* Previous authority to underwrite and decision credits without additional signers.* Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.* Proficient use of Microsoft Office and other internet resources* Excellence in customer service, highly motivated, focused and goal oriented.* Excellent written and verbal communication skills, including grammar and demeanor.* Strong organizational skills with attention to detail, planning and follow-up.* Ability to work independently on multiple tasks without compromising quality.* Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.**Additional Information:**The Business Loan Center has many types of Underwriter IV's, please reference the job posting title to see what type of Underwriter position is available. See below for additional skills needed.Types of Underwriting positions include:* Portfolio Manager Underwriter IV* SBA Underwriter IV* Practice Finance Underwriter IV* Agriculture Underwriter IV* Investment Real Estate Underwriter IV* Extended Market Underwriter IV (high dollar/complex loans)Additional Skills for Specialized Positions:* SBA Underwriter IV: 5 years of SBA underwriting required.* Practice Finance Underwriter IV: 5 years of Doctor/Dentist/Vet underwriting* Agriculture Underwriter IV: 5 years of Agriculture underwriting required.* Investment Real Estate Underwriter IV: 5 years of Investment Real Estate underwriting required.* Extended Market Underwriter IV: 5 years Commercial or Middle Market experience**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.