Business Banking Underwriter IV

Huntington National Bank; Akron (OH); Hybrid; USD 70,000 - 140,000; Full time

Job summary

An established industry player is seeking a skilled Business Banking Underwriter IV to join their dynamic team. This pivotal role involves underwriting complex Business Banking loans, assessing credit worthiness, and ensuring compliance with lending policies. The ideal candidate will have extensive experience in a centralized lending environment, showcasing strong leadership and risk assessment skills. With a focus on collaboration and excellence in customer service, this position offers a unique opportunity to make a significant impact within the organization while enjoying flexible work arrangements. If you are driven and detail-oriented, this is the perfect chance to advance your career.

Benefits

Health Insurance

Wellness Programs

Retirement Plan

Paid Leave

Holidays

PTO

Qualifications

• 7+ years’ experience with business or commercial underwriting.
• Ability to underwrite credit exposures in excess of $4MM.

Responsibilities

• Underwrite Business Banking loans and determine credit worthiness.
• Support Business Banking production by managing an individual pipeline.

Skills

Business Underwriting

Credit Analysis

Risk Assessment

Leadership

Customer Service

Microsoft Office

Education

Bachelor's degree

Bachelor's degree in business related field

Tools

Microsoft Office

Job description

Join to apply for the Business Banking Underwriter IV role at Huntington National Bank

1 week ago Be among the first 25 applicants

Summary: The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Description: The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties And Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Tasks as needed to support the line of business and job family.
• Act as primary back up for their manager as needed for team huddles & meetings.
• Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's degree
• 7+ years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications

• Bachelor's degree in business related field
• 3-4 years leadership / management experience
• Ability to underwrite credit exposures in excess of $4MM.
• Previous authority to underwrite and decision credits without additional signers.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented.
• Excellent written and verbal communication skills, including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.
• Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Additional Information

Exempt Status: Yes (not eligible for overtime pay)

Workplace Type: Office

Flexible work arrangements available, combining in-office and remote work, with specific arrangements provided by the hiring team.

Compensation Range: $70,000 - $140,000 Annual Salary

Includes benefits such as health insurance, wellness programs, retirement plan, paid leave, holidays, and PTO.

Huntington is an Equal Opportunity Employer.