Business Banking Scored Underwriter II

Huntington National Bank; Charlotte (NC); Hybrid; USD 57,000 - 113,000; Full time

Job summary

Huntington National Bank is seeking a responsible Business Banking Loan Underwriter to determine credit worthiness and ensure compliance with lending policy. The role analyzes financial data, supports credit decisions, and coordinates with internal partners to resolve lending issues.

The position offers in-office work with potential flexible arrangements and requires 3–5 years of underwriting experience in banking, a finance-related bachelor’s degree, and strong analytical skills.

Qualifications

• Bachelor's degree in Finance, Accounting or Business.
• 3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.

Responsibilities

• Underwrites and approves Business Banking loans up to $500,000.
• Reviews and analyzes application data and financial information.
• Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.
• Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.
• Documents loan decisions, including conditions to close.

Skills

Analytical skills

Microsoft Office

Customer service

Interpersonal skills

Education

Bachelor's degree in Finance, Accounting or Business

Tools

Microsoft Office Suites

Job description

Description

Summary:

Responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with loans of moderate credit exposure and complexity.?

Duties and Responsibilities:

Independently underwrites and approves Business Banking loans up to $500,000. Reviews and analyzes application data and financial information received from customers.

Provides advice to Business Bankers, Branch Managers and Business Banking Specialists on structure and terms.

Interacts with Lenders to understand the credit request; obtain information and communicate credit decisions.

Clearly documents the detail and requirements of loan decisions, including conditions to close.

Basic Qualifications

Bachelor's degree in Finance, Accounting or Business

3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment.

Preferred Qualifications:

Microsoft Office Suites (excel, pp, word)

Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants.

Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment.

Experience working in financial sales environment preferred.

3-5 years of experience underwriting or analyzing business or commercial clients in a banking environment, may be suitable if Bachelors Degree in related fields above is not present.

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

$57,000 - $113,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. ?Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. ?In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.