Business Banking Relationship Manager Sr

UMB Financial Corporation; Chandler (AZ); Presencial; USD 98 000 - 145 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Paid Time Off

401(k) matching

Annual incentive pay

Paid holidays

Medical insurance

Dental insurance

Vision insurance

Health savings

Flexible spending accounts

Adoption assistance

Employee assistance program

Fitness reimbursement

Tuition reimbursement

Wellbeing program

Emergency fund

Banking benefits

Resumo da oferta

UMB Financial Corporation in Chandler, AZ is seeking a Business Banking Relationship Officer Sr. to grow a portfolio of commercial clients with annual revenue $1M-$35M. You’ll use credit skills and knowledge of non-credit products to drive profitability and serve as trusted advisor in the community.

The role emphasizes networking, loan proposal negotiation, and client service across financial services. Requires 7 years in commercial lending or equivalent experience.

Qualificações

• Bachelor’s degree or equivalent work experience of up to 7 years in a commercial lending role.
• Experience in sales to small businesses, credit knowledge, and credit underwriting knowledge.

Responsabilidades

• You will build new commercial relationships and expand/retain existing ones.
• You will assess credit requests, write loan commitments for underwriter review.
• You will serve as primary contact for financial services to Business Banking clients.

Conhecimentos

Networking

Credit analysis

Loan underwriting

Negotiation

Communication

SMB sales

Formação académica

Bachelor's degree or equivalent experience

Descrição da oferta de emprego

The Business Banking team actively calls on businesses that typically have annual revenue between $1MM and $35MM. The team includes relationship managers, client managers officers, treasury management officers and others that provide a suite of products and services that serve companies of this size. The objective of the group is to earn the title of trusted advisor and help these companies grow and prosper in our community. As the Business Banking Relationship Officer Sr., you will be responsible for increasing the Bank’s profitability by cultivating new commercial relationships and the expansion/retention of existing relationships.In this role you must utilize your credit acumen and be knowledgeable in non-credit products such as Deposit products, treasury management, virtual card, trust, etc. Successful candidates for this role will be resilient, agile, accountable, and driven.

How you’ll spend your time:

• You will utilize your networking abilities in the community by participating in community and professional activities in order to enhance UMB’s image and brand to build new business.
• You will utilize your credit skills to qualify companies eligible for loan business while managing the overall credit quality of assigned portfolio to ensure the loan quality.
• You will utilize your negotiation skills to negotiate loan proposals, analyze & evaluate credit requests & write loan commitments, for presentation to underwriter or loan committee for loan approval.
• Utilizing your communications skills, you will serve as the primary contact for all financial services to individual Business Banking clients with the bank to ensure retention of business.

We’re excited to talk with you if:

• You have a Bachelor’s degree or equivalent work experience of up to 7 years in a commercial lending role.
• You have demonstrated experience in sales to small businesses, credit knowledge, and credit underwriting knowledge.

Bonus points if:

• You have strategic industry sales knowledge, and marketing abilities to those industries.

This position was posted on 10/20/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range: $98,208 - $144,705

The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.

UBM offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits.

• Paid Time Off
• 401(k) matching program
• annual incentive pay
• paid holidays
• comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
• health savings
• flexible spending and dependent care accounts
• adoption assistance
• employee assistance program
• fitness reimbursement
• tuition reimbursement
• associate wellbeing program
• associate emergency fund
• various associate banking benefits

Benefit offerings and eligibility requirements vary.

If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [e-mail] to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

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