Business Banking Relationship Manager (C&I focus)

Jobot; Lakewood (CA); On-site; USD 120,000 - 185,000; Full time

Benefits offered by this job

Benefits package

Profit sharing

Flexible work environment

Annual bonuses

Job summary

Jobot, a well-established California bank with over 100 years in operation, is seeking a Business Banking Relationship Manager (C&I focus). The role offers a salary range of $120,000 to $185,000 per year and involves generating $25MM+ in loans, cultivating deposits, and managing customer relationships in a dynamic environment.

You will evaluate loan feasibility, prepare credit memos, and ensure regulatory compliance while supporting a broad portfolio of commercial banking clients.

Qualifications

• Proven experience within C&I with ability to generate $25MM+ in loans.
• Active soliciting of new deposits and loans via networking and business development activities.
• Establish and maintain rapport with key customers, including those with complex financing and depository requirements by making monthly retention calls.
• Provide explanations of loan options by analyzing applicants' financials, credit worthiness, and property for feasibility of grants.

Responsibilities

• Solicit new deposits and loan relationships through networking and business development.
• Build and maintain relationships with key customers, including those with complex financing needs.
• Explain loan options by analyzing applicants' financial information and creditworthiness.
• Prepare credit memos with financial analysis and risk strengths/weaknesses.
• Monitor credit portfolio compliance with bank and regulatory requirements.
• Prepare timely credit renewals and adjust risk ratings as needed.
• Track loan repayments and takings actions on past-due accounts.

Skills

C&I experience

Job description

Business Banking Relationship Manager (C&I focus)

We are a well-established California bank that has been in operation for over 100 years

Salary: $120,000 - $185,000 per year

Why join us

• Strong benefits (M,D,V, and 401k)
• Profit sharing contribution
• Flexible work environment
• Annual Bonuses

Job Details

• Proven experience within C&I with the ability to generate $25MM+ per year in loans
• Actively solicit new deposit and loan relationships via networking, community involvement, cross-selling and business development activities
• Establish and maintain an excellent rapport with key customers, including those with complex financing and depository requirements by making monthly retention calls.
• Provide detailed explanations of different types of loans and credit options available to customers by analyzing applicants' financial information, credit worthiness, and property to determine feasibility of granting loans
• Recommend loan approval or decline to the Business Banking Group Manager and/or Credit Administration. Prepare thorough credit memos complete with accurate financial analysis and credit strengths and weaknesses.
• Actively manage a credit portfolio to ensure compliance with Bank, regulatory and credit requirements by reviewing and updating all credit loan files and loan agreements to ensure that they are complete and accurate according to policy.
• Prepare timely credit renewals and risk rating upgrades/downgrades.
• Monitor loan repayment activities and account overdrafts, taking necessary action to collect any past-due accounts as consistent with Bank policy.

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.