Business Banking Relationship Credit /Portfolio Manager

U.S. Bank; Atlanta (GA); On-site; USD 98,175 - 115,500; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement plan

Paid vacation and holiday opportunities

Adoption assistance

Sick and Safe Leave accruals

Job summary

U.S. Bank is seeking a Business Banking Relationship Credit Analyst to enhance client acquisition, onboarding, and portfolio management. This role will play a significant part in driving business growth and delivering exceptional client experiences.

The ideal candidate will have relevant qualifications and experience in Business Banking, along with a hybrid work schedule of at least 3 days in the office. The salary range for this position is $98,175.00 – $115,500.00.

Qualifications

• Five to eight years of Business Banking experience is preferred.
• Experience in credit, underwriting, or lending analysis in a banking environment is beneficial.

Responsibilities

• Assist with client discovery and deal qualification.
• Support financial analysis and manage deal activities.
• Coordinate loan renewals and maintain accurate client information.

Skills

Business Banking experience

Financial statement analysis

Attention to detail

Multi-tasking ability

Collaboration with relationship managers

Education

Bachelor's degree or equivalent work experience

Job description

Job Description

The Business Banking Relationship Credit Analyst partners closely with Business Banking Relationship Credit Analysts to support client acquisition, onboarding, portfolio management, and ongoing relationship servicing. This role plays a key part in delivering an exceptional client experience, supporting lending and credit activities, and helping drive business growth.

Key Responsibilities

Credit & Deal Support

• Assist with client discovery, deal qualification, and loan structuring support.
• Support financial analysis, pricing requests, and pipeline management.
• Coordinate deal activities to ensure timely progression of opportunities.

Client Onboarding & Execution

• Gather and review required documentation.
• Assist with deal summaries, product solutions, and execution activities.
• Coordinate appraisal, documentation, and onboarding processes.

Portfolio Management & Client Support

• Support portfolio monitoring, loan renewals, and pricing updates.
• Perform financial analysis, covenant tracking, and risk monitoring.
• Maintain accurate client and deal information in bank systems.

Basic Qualifications

• Bachelor's degree, or equivalent work experience.
• Five to eight years of Business Banking experience.

Preferred Skills / Experience

• Experience supporting business or commercial credit, underwriting, or lending analysis in a banking environment.
• Strong understanding of financial statement analysis, cash flow, and core credit fundamentals.
• Comfortable supporting Relationship Managers rather than owning a client portfolio.
• Strong attention to detail with the ability to manage multiple priorities and deadlines.
• Ability to collaborate effectively with credit, risk, and relationship management partners.

Location

The role offers a hybrid/flexible schedule with an in‑office expectation of 3 or more days per week, with flexibility to work on other days outside the office location.

Compensation

Salary range: $98,175.00 – $115,500.00.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.