Business Banking Relationship Analyst (Credit)

U.S. Bank; Tampa (FL); Presencial; USD 98.000 - 116.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Healthcare

Life insurance

Disability benefits

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Descripción de la vacante

U.S. Bank is seeking a Business Banking Relationship Analyst (Credit) to partner with Relationship Managers to support client onboarding, loan qualification, and ongoing relationship servicing.

This role emphasizes delivering an excellent client experience through credit analysis, deal support, and portfolio monitoring while collaborating with credit, risk, and relationship management partners.

Formación

• Bachelor's degree or equivalent work experience required.
• 5–8 years of Business Banking experience preferred.
• Experience supporting business or commercial credit, underwriting, or lending analysis in banking.
• Strong understanding of financial statement analysis and cash flow.

Responsabilidades

• Credit & deal support: assist with client discovery, deal qualification, loan structuring; support financial analysis and pricing requests.
• Client onboarding & execution: gather docs, assist with deal summaries, product solutions, and onboarding processes.
• Portfolio management & client support: monitor portfolio, renewals, pricing updates, covenant tracking, risk monitoring.

Conocimientos

Credit analysis

Financial analysis

Attention to detail

Collaboration

Communication

Educación

Bachelor's degree or equivalent

Descripción del empleo

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at- Day One.

Job Description

The Business Banking Relationship Analyst (Credit) partners closely with Business Banking Relationship Managers to support client acquisition, onboarding, portfolio management, and ongoing relationship servicing.

This role plays a key part in delivering an exceptional client experience, supporting lending and credit activities, and helping drive business growth.

KEY RESPONSIBILITIES

Credit & Deal Support

• Assist with client discovery, deal qualification, and loan structuring support.
• Support financial analysis, pricing requests, and pipeline management.
• Coordinate deal activities to ensure timely progression of opportunities.

Client Onboarding & Execution

• Gather and review required documentation.
• Assist with deal summaries, product solutions, and execution activities.
• Coordinate appraisal, documentation, and onboarding processes.

Portfolio Management & Client Support

• Support portfolio monitoring, loan renewals, and pricing updates.
• Perform financial analysis, covenant tracking, and risk monitoring.
• Maintain accurate client and deal information in bank systems.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Five to eight years of Business Banking experience

Preferred Skills/Experience

• Experience supporting business or commercial credit, underwriting, or lending analysis in a banking environment.
• Strong understanding of financial statement analysis, cash flow, and core credit fundamentals.
• Comfortable supporting Relationship Managers rather than owning a client portfolio.
• Strong attention to detail with the ability to manage multiple priorities and deadlines.
• Ability to collaborate effectively with credit, risk, and relationship management partners.

Location

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.