Business Banker I

S&T Bank; Irwin (Westmoreland County); Presencial; USD 48.000 - 116.000; Jornada completa

Descripción de la vacante

S&T Bank is seeking a Business Development Officer to advance banking relationships across multiple business lines in the Irwin region. You will identify prospects, promote bank products, and cultivate strong client bonds through proactive service and regular engagement.

The role requires a four-year degree in Finance/Accounting and 2–5 years of credit/lending experience, with travel about 30% of the time to meet clients and assess opportunities.

Formación

• Requires a four-year college degree or equivalent, plus specialized training in Finance/Accounting.
• Requires 2–5 years of specialized credit/lending experience.

Responsabilidades

• Interviews customers and prospective customers to assess business needs and earnings for all lines.
• Collects and analyzes financial data for proper account structure.
• Maintains an aggressive calling program for new and existing customers.
• Develops and maintains a network of referral professionals such as attorneys and realtors.
• Travels to meet customers and inspect projects as needed and contributes to department success.

Conocimientos

Customer interviews

Business development

Networking

Relationship building

Educación

Four-year college degree in Finance/Accounting

Descripción del empleo

Location:

309 Main St.

Irwin, PA 15642

Hours:

Monday - Wednesday 9:00 am - 4:00 pm

Thursday 9:00 am - 5:00 pm

Friday 9:00 am - 4:00 pm

(Must be flexible around branch hours)

Function:

Assumes direct responsibility for the development of banking relationships with respect to all business lines for assigned region and customers and prospective customers to develop new business and retain existing business through promotion of products and services.

Duties and Responsibilities:

• Interviews customers and prospective customers and prepares documentation to acquire information concerning a customers business needs, abilities, and earnings for all business lines including:
  
  
  
  • Collecting and analyzing financial data for proper account structure.
  
  
  • Maintaining aggressive calling program for new and existing customers.
  
  
  • Assisting other Business Development Officers in generating business.
  
  
  • Attending and participating in community affairs to promote the bank's image.
  
  
  
  

• Maintains a close working relationship with branch managers in order to develop new business.

• Develops and maintains a network of referral professionals such as attorneys, realtors, developers, and financial advisors.

• Calls on new prospects as referred from all other areas of the bank, as well as courthouse lists, referrals from prospects, and prospect lists.

• Carries out a variety of business development activities to identify bank prospects.

• Receives and responds to various customer questions and solves customer problems.

• Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

• Assumes additional responsibilities as required.

Education:

Requires a four-year college degree or equivalent, plus specialized training. Major or area of specialization: Finance/Accounting.

Experience:

Requires a minimum of two to five years specialized experience, specifically credit/lending.

Physical Demands:

Operates a keypad device: 40% of the week. Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week. Travels: 30% of the week. The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists, elbows, legs, lower and upper torso, and feet. Standing is required. Sitting is required. Walking is required. Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers. Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day. Specific vision requirements include close vision of 18\"-20\" for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Offered rates and salaries may vary based on geographic location, market data and on experience, education, and evidenced position specific skill requirements.

For roles that are incentive eligible, payment is based upon the plan document and company, business, and/or individual performance.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$48,000.00 - $115,500.00