business analyst for sme lending in shirak

Ardshinbank; United States; On-site; USD 1,800 - 2,800; Full time

Benefits offered by this job

Paid vacation days

Health insurance

Bonuses

Job summary

Ardshinbank ищет специалиста по работе с малым и средним бизнесом в регионе Ширак. Ваша задача — изучать рынки и привлекать МСП, организовывать встречи и презентовать банковские продукты. Вы будете анализировать заемщиков, сопровождать кредиты и формировать портфели, а также заниматься кросс‑продажами и оптимизацией процессов.

Требуется высшее образование и минимум 2 года опыта в банковской сфере. Конкурентная заработная плата и выгодные условия труда предоставляются в дружелюбной команде

Qualifications

• Высшее или профессиональное образование.
• Опыт работы в финансовом/банковском секторе за последние 3 года не менее 2 лет.

Responsibilities

• Исследовать рынки кредитования и банковских услуг; привлекать клиентов МСП в регионах.
• Организовывать встречи и визиты к потенциальным клиентам и презентовать услуги банка.
• Анализировать бизнес заемщиков и сопровождать кредитный процесс.
• Отслеживать заявки на кредиты и подготавливать их к утверждению.
• Сопровождать портфели активных и пассивных операций МСП; поддерживать качество портфеля.
• Проводить кросс‑продажи и повышать показатели продаж; реализовывать улучшения процессов обслуживания.

Skills

SME banking

клиентское привлечение

анализ заемщиков

cross-selling

отчетность

управление портфелем

презентационные навыки

MS Office

коммуникабельность

Education

Высшее образование

Tools

MS Office

Job description

Описание

Ardshinbank is a leading bank in Armenia offering retail and commercial banking, investment banking, and private and wealth solutions. It serves over 380,000 customers through a network of 65 branches and a mobile and online banking platform.

Задачи

Research lending and banking services markets for micro, small, and medium-sized businesses, as assigned by the regional head Attract SME customers in the regions served by the bank’s branches Organize meetings and visits with prospective SME customers and present the bank’s services Analyze prospective borrowers’ businesses and manage the lending process Track loan applications and submit them to authorized approval bodies and committees Promote banking services and products and conduct cross‑selling Work toward individual and branch monthly and quarterly targets and performance indicators Maintain and regularly update SME customer profiles Manage SME customers’ active and passive portfolios Service the established loan portfolio and communicate effectively with customers Monitor loan portfolio quality and support the recovery of problem loans Propose and submit improvements to optimize and automate business processes for serving SME customers Carry out assignments from the regional head Perform other assigned functions under the bank’s internal regulations, decisions, and orders Report completed work to the direct manager, the regional head

Требования

Higher or professional education At least 2 years of experience in the financial and banking sector within the last 3 years Good command of MS Office Excellent Armenian, good Russian, and good English Knowledge of financial analysis and general knowledge of banking regulations

Условия

Локация: Ширак 24 Paid vacation days, additional paid days off and time off, and a flexible work schedule Individual training and development plans, training opportunities abroad, training for entry-level specialists, and professional development courses Health and critical illness insurance Preferential access to the bank’s products and discounts from partner organizations Themed employee gifts, business travel opportunities, team meetings, corporate events, and intellectual and sports games Monthly, quarterly, and annual bonuses in addition to base salary; annual salary review