BSA Specialist, Sr

United Bank; Charleston (WV); On-site; USD 75,000 - 110,000; Full time

Job summary

United Bank seeks a Sr. BSA Specialist to assist the BSA Officer with regulatory compliance, SARs, and investigations under the BSA, OFAC and USA Patriot Act framework.

You will review transactions, document findings, and coordinate with bank staff and law enforcement. The role requires strong analytical skills, attention to detail, and the ability to handle complex data sources in a fast-paced environment.

Qualifications

• Bachelor’s degree in Criminal Justice, Business or Finance required.
• Minimum five years of BSA experience or regulators experience.
• Experience completing SARs preferred but not required.
• Must have knowledge of BSA, OFAC, CIP, 314a, CDD and PEPs.
• Proficient with Microsoft Office products.

Responsibilities

• Review potential matches to ensure transactions do not involve SDN blocked persons or entities.
• Provide documentation to clear potential matches.
• Document all searches and resolutions.
• Communicate with bank employees and law enforcement agencies.
• Investigate suspicious activity from AML software cases and prepare documentation.
• Produce clear investigation reports based on BSA and regulatory guidelines.
• Work with multiple data sources and analytical tools.

Skills

BSA compliance

AML investigation

CAMS certification

Microsoft Office

Education

Bachelor’s degree in Criminal Justice, Business or Finance

Tools

AML software

Job description

Job Description

The BSA Specialist, Sr will assist the BSA Officer with the compliance of the Bank Secrecy Act (BSA) and 31 CFR Chapter X, Financial Recordkeeping and Currency and Foreign Transaction Reporting Act, Money Laundering Control Act (or BSA), Customer Identification Program requirements of the USA Patriot Act, Final Customer Due Diligence Rule and Office of Foreign Asset Control (OFAC). The BSA Specialist, Sr will assist the BSA Officer with the compliance of the Bank Secrecy Act (BSA) and 31 CFR Chapter X, Financial Recordkeeping and Currency and Foreign Transaction Reporting Act, Money Laundering Control Act (or BSA), Customer Identification Program requirements of the USA Patriot Act, Final Customer Due Diligence Rule and Office of Foreign Asset Control (OFAC).

Responsibilities

• Review potential matches from Bank staff to ensure transactions do not involve an SDN blocked person or entity, a prohibited transaction, or a sanctioned country
• Provide documentation to clear potential matches
• Documents all searches and their resolutions
• Communicate with bank employees and other Law Enforcement Agencies for relevant customer information
• Research, investigate, and prepare documentation in regards to potentially suspicious activity from AML software generated cases
• Performs analysis of suspicious activity using knowledge of BSA and other regulatory guidelines to formulate a conclusion within a clear and concise investigation report.
• Work effectively with multiple complex data sources and technical analytical tools/ resources
• Be knowledgeable of United Bankshares, Inc. products, services, customers, geographic
• locations, and potential money laundering and terrorist financing risks associated with those activities
• Work and contribute in a team-oriented and collaborative environment to improve the analytical and SAR reporting processes
• Demonstrate appropriate personal and interpersonal behavior, attitude, judgment, communication, and initiative when working with customers and Bank staff to ensure a high level of support to the overall management of the BSA program
• Responsible for ongoing review and self-education of banking regulation changes related to BSA/AML, OFAC and the USA Patriot Act
• Maintain and continue professional education through department provided training and external classes.
• In the absence of the BSA Officer, will be responsible to act as back up in fulfilling the department’s responsibilities.

Qualifications

• Bachelor’s degree in concentration of Criminal Justice, Business or Finance required
• Minimum five (5) years of BSA experience, law enforcement, or regulators experience required
• Minimum of two (2) years’ experience completing SARs and No SARs required
• Previous bank teller experience and understanding of customer banking transactions a plus.
• CAMS Certification required, or the ability to earn the certification within one (1) year in the position.
• Knowledge of BSA, OFAC, SARs. CIP, 314a, CDD, PEPs are required
• Proficient with Microsoft Office products
• Excellent oral and written communication skills
• Excellent analytical problem solving and organization skills
• Ability to perform simple/complex mathematical calculations
• Ability to work independently and in a fast-paced environment
• Ability to work well with others and be a team player;
• Demonstrated excellence in time management, multi-tasking and being detail oriented.

Key Competencies

• Accountability
• Analytical and Systems Thinking
• Judgement
• Problem Solving/Resolution focused
• Banking knowledge

Essential Functions

• Sitting for extended periods of time.
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data

Company Profile

Please click here to access a list of benefits for which this position is eligible. Additional information regarding United's Mission, Values and Culture can be found here . At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.