BSA Specialist III - Investigator

Wintrust Financial Corporation; Northern (KY); Hybrid; USD 39,000 - 51,000; Full time

Benefits offered by this job

Medical Insurance

Dental

Vision

Life insurance

401(k) plan with company match

Job summary

Wintrust Financial Corporation is seeking a BSA Specialist III - Investigator in Rosemont, IL to perform in-depth investigations of unusual or suspicious activity and file SARs as part of the BSA/AML program. The role supports compliance with BSA/AML, USA Patriot Act and OFAC, collaborating across lines of business to resolve cases and maintain confidentiality.

The ideal candidate has 1–3 years in BSA/AML/OFAC, experience filing SARs, and familiarity with Actimize; a Bachelor's degree is

Qualifications

• One to three years in Bank Secrecy, AML and OFAC exposure.
• Experience filing SARs required.
• Bachelor's degree preferred in a related field.

Responsibilities

• Identify high-risk accountholders and unusual activity.
• Prepare and file Suspicious Activity Reports (SARs).
• Review requests, coordinate with lines of business for case resolution.

Skills

BSA/AML/OFAC knowledge

SAR filing experience

Analytical thinking

Education

Bachelor's degree preferred

Tools

Actimize

Job description

## BSA Specialist III - InvestigatorApply: Rosemont, IL: Full time: Posted Yesterday: 261660Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”**Why join us?*** An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years).* Competitive pay and discretionary or incentive bonus eligible.* Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few* Promote from within culture**Why join this team?*** An entrepreneurial culture with opportunity for growth* Play an important role supporting Wintrust’s BSA compliance efforts**Position Summary**The Specialist III - Investigator position is responsible for in-depth investigations that are escalated from the alerting and monitoring processes and from enterprise-wide referrals. Coverage includes enterprise-wide review of our accountholders and their transactions: looking for unusual or suspicious activity; investigating potential suspects and provide adequate documentation of identified cases; and is responsible for the completion of filing of suspicious activity reports when appropriate. The position supports the overall BSA compliance efforts as required under the Bank Secrecy Act and the Bank's BSA/AML/ USA Patriot Act and OFAC Compliance Program and Procedures.**What You’ll Do*** Identify and analyze high-risk customers and other identified accounts for unusual and suspicious activity* Provide accurate documentation of the suspicious activity and recommends appropriate actions* Prepare and file Suspicious Activity Reports (SARs) and follow appropriate review, documentation and follow-up steps as outlined in Bank's BSA/AML Program* Maintains confidentiality of reports and documentation as required by law* Review legal requests and conduct account reviews from a BSA/AML/USA Patriot Act perspective* Communicate internally to all lines of business to obtain additional information and further documentation to complete analysis of identified accounts, and provide recommendations for case resolution, including account closure* Provide other assistance as requested to the BSA/AML Officers in the daily responsibilities of managing the Bank's BSA/AML and OFAC Compliance Program**Qualifications*** One to three years plus in Bank Secrecy, Anti Money Laundering and OFAC* Working knowledge of various laws, regulations and guidance as it relates to BSA, AML and OFAC* Experience filing SARs required.* Must possess critical thinking and problem-solving skills* Experience with automated anti-money laundering software preferred specifically Actimize* Bachelor's degree preferred**Benefits**Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance**Compensation***The estimated hourly rate for this role is $28.37-$37.02, along with eligibility to earn an annual bonus. Actual pay rate may vary based on several factors, such as a candidate’s qualifications, skills and experience.*#LI-ONSITE