BSA Officer / Money Laundering Reporting Officer (MLRO)

kast.xyz; New York (NY); Remote; USD 180,000 - 280,000; Full time

Job summary

kast.xyz is seeking an experienced BSA Officer / MLRO to lead and execute the AML, CFT, OFAC, and BSA program in a fully remote US-based role. You will serve as the primary operational authority to protect the platform from financial crime and liaise directly with U.S.

partners. Responsibilities include governance, monitoring, SAR/CTR filings, KYC/CIP/EDD, sanctions screening, regulatory reporting, and board-level updates.

Qualifications

• Minimum 5+ years of direct BSA/AML compliance experience.
• Deep understanding of Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations and FFIEC guidelines.
• Experience with AML/CFT monitoring systems and case management tools.

Responsibilities

• Design, implement, and update BSA/AML/OFAC policies and risk assessments.
• Oversee transaction monitoring, SAR/CTR filings, and investigations.
• Lead KYC/CIP and EDD processes for high-risk accounts and entities.
• Manage sanctions list screening and regulatory reporting requests.
• Present updates to the CEO and Board on BSA program state and metrics.
• Develop and deliver annual BSA/AML training for staff and management.

Skills

AML compliance

Regulatory knowledge

AML software configuration

KYC/CIP/EDD

Job description

BSA Officer / Money Laundering Reporting Officer (MLRO)

Legal & Compliance New York Fully remote Full Time

We are seeking an experienced BSA Officer / MLRO to lead, manage, and execute our Anti- Money Laundering (AML), Counter-Financing of Terrorism (CFT), Office of Foreign Assets Control (OFAC), and Bank Secrecy Act (BSA) program.
In this role, you will serve as the primary operational authority responsible for protecting our platform against financial crime, ensuring strict compliance with FinCEN regulations, and serving as the direct liaison to our U.S. Partners.

Key responsibilities

• Program Governance & Strategy: Design, implement, and continuously update the
  company’s BSA/AML/OFAC policies, procedures, and risk assessments to align with
  FinCEN guidelines and sponsor bank requirements.
• Partner Bank Oversight: Act as the primary point of contact for our U.S. partners for all
  AML/BSA audits, compliance reporting, policy approvals, and regulatory reviews.
• Transaction Monitoring & SAR Filings: Oversee automated transaction monitoring
  systems to detect suspicious patterns, investigate escalated alerts, and make
  independent determinations regarding Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) filings.
• KYC / CIP & Enhanced Due Diligence (EDD): Maintain robust Customer Identification Programs (CIP) and execute EDD on high-risk accounts, Politically Exposed Persons (PEPs), and complex corporate entities.
• Sanctions & Watchlist Screening: Ensure real-time, ongoing screening against OFAC, PEP, and global watchlists.
• Regulatory Reporting & Requests: Manage responses to FinCEN 314(a)/314(b)
  information requests, law enforcement subpoenas, and regulatory inquiries.
• Reporting to the Board: Prepare and present periodic updates on the state of the BSA program, risk typologies, and alert metrics directly to the CEO and Board of Directors.
• Training & Culture: Develop and deliver annual BSA/AML training tailored to all
  personnel, executive management, and relevant operational teams.

Skills and experience

• US Location (Mandatory): Must be legally authorized to work in and physically reside in the United States.
• Experience: Minimum 5+ years of direct BSA/AML compliance, financial crime
  prevention, or MLRO experience at a U.S. financial institution, sponsor bank, or fintech company.
• Regulatory Expertise: Deep operational knowledge of the Bank Secrecy Act, USA PATRIOT Act, FinCEN rules, OFAC sanctions, and FFIEC exam guidelines.
• Technical Proficiency: Experience configuring and working with modern AML
  transaction monitoring software, sanctions engines, and case management tools.