BSA Generalist

Southern Bank; Poplar Bluff (MO); On-site; USD 52,000 - 76,000; Full time

Job summary

Southern Bank is seeking a BSA Generalist to support the BSA Officer in maintaining a comprehensive compliance program. You will review CIP, perform EDD, monitor AML alerts, file CTRs, and ensure regulatory conformity.

The role requires attention to detail, strong communication, and the ability to work under pressure in a fast-paced banking environment.

Qualifications

• Previous banking experience preferred.
• Strong oral and written communication required.
• Ability to manage multiple deadlines in a high-stress environment.
• Attention to detail and confidentiality are essential.

Responsibilities

• Perform secondary review of CIP and Beneficial Ownership Information.
• Perform Enhanced Due Diligence (EDD) on customers based on risk-rating.
• Review daily AML monitoring data for integrity.
• Prepare and file Currency Transaction Reports (CTRs).
• Analyze AML alerts, research customer information, and report suspicious activity.
• Recommend AML system improvements to reduce false positives.
• Stay current on BSA, AML, and OFAC regulations.
• Perform other duties as assigned.

Skills

Oral & written communication

Judgment & prioritization

Independent work

Team collaboration

Attention to detail

Time management

Adaptability under pressure

Confidentiality

Education

High School Diploma

Microsoft Office

Job description

Job DetailsJob Location: PB Vine Branch - Poplar Bluff, MO 63901Position Type: Full Time

PRIMARY PURPOSE OF JOB

The primary focus of the BSA Generalist is to provide support to the BSA Officer with maintaining an effective Bank Secrecy Act (BSA), Anti Money Laundering (AML), Customer Identification Program (CIP), and Office of Foreign Assets Control (OFAC) Compliance Program (“the Program”) by meeting all Program compliance requirements.

EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS

Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals. Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.

ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS

• Perform secondary review of CIP and Beneficial Ownership Information;
• Perform Enhanced Due Diligence (EDD) on customers based on the customer’s risk-rating;
• Perform daily data file integrity review of the AML monitoring software;
• Prepare and file Currency Transaction Reports (CTRs);
• Analyze alerts generated by the AML monitoring software by reviewing customer information and transactions, reviewing data, and performing research to identify potential suspicious activity for reporting;
• Recommend changes (example individual variance) to the AML monitoring software to increase efficiencies by reducing false positive alerts;
• Maintains current knowledge of BSA and all related AML and OFAC regulations; and
• Perform other duties as assigned.

Qualifications

KNOWLEDGE, SKILLS AND ABILITIES

• Previous banking experience preferred.
• Effective oral and written communication skills
• Excellent judgmental, prioritization, and planning skills and capable of meeting multiple deadlines.
• Ability to manage complex assignments independently and while also working effectively as part of a team.
• Extraordinary attention to detail.
• Strong organizational and planning skills.
• Must have ability to work in a high stress, fast paced, and rapidly changing environment.
• Ability to maintain confidentiality in respect to the staff and customer’s financial affairs.

EDUCATION, TRAINING AND EXPERIENCE REQUIREMENTS

• High School Diploma or equivalent
• Computer literate with fluency in Microsoft Office programs

CORE COMPETENCIES

Family & Trust: Southern Bank team members build relationships based on trust and mutual respect, maintain an inclusive and honest environment and uphold integrity and transparency in all interactions.

Rooted & Service: Southern Bank team members are committed to serving customers, communities and teams with purpose, professionalism, and respect, while effectively communicating and actively listening to meet their needs.

Innovation & Strength: Southern Bank team members foster collaboration and continuous improvement, encourage visionary thinking, and strive for excellence to drive the organization forward.

Adaptability: Maintaining effectiveness when experiencing major changes in work responsibilities or environment; adjusting effectivello to work within new work structures, processes, requirements, or cultures.

Applied Learning: Assimilating and applying new job-related information in a timely manner.

Quality Orientation – Accomplishing tasks by considering all areas involved, no matter how small; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.