BSA Analyst

First Community Bank; Corpus Christi (TX); Hybrid; USD 60,000 - 85,000; Full time

Job summary

FIRST COMMUNITY BANK seeks a BSA Analyst to monitor bank activity and ensure compliance with CTRs, SAMs, Exemptions, and SARs. The position is onsite with no remote work.

The role includes daily CTR reviews, CTR totals, SAR processing, and AML monitoring across the bank. You will assist with due diligence on high‑risk accounts and participate in audits, training, and related reporting. Strong attention to detail and regulatory knowledge are essential.

Qualifications

• High school diploma or equivalent.
• At least five (5) years of experience in bank operations and/or loans.
• At least three (3) years of experience in Bank Secrecy Act regulatory requirements with emphasis on compliance.

Responsibilities

• CTR - daily review of reports to ensure CTRs filed within 15 days.
• Review daily cash reports for CTRs and CTR acknowledgements.
• Prepare CTR monthly totals and track patterns.
• Process all Unusual Activity Reports within required timelines.
• Assist with SARs within 30 days of committee recommendation.
• Assist AML monitoring through review of system reports.
• Review BSA cases in the AML program.
• Assist with due diligence on high‑risk customers/accounts.
• Assist with CTR training for new hires and annual refreshers.
• Maintain Customer CTR database.
• Complete related reports and participate in audits/examinations as needed.

Skills

Attention to detail

Regulatory compliance

Analytical thinking

Documentation

Bank operations

Education

High School Diploma

Tools

Word processing

Spreadsheets

Job description

The position of BSA Analyst shall be responsible for routine monitoring of bank activity and transactions to ensure the bank is compliant with BSA (CTRs, SAMs, Exemptions, and SARs).

Position is onsite, remote work not available.

• CTRs - daily review of system generated reports to ensure all Currency Transaction Reports (CTRs) are filed within the 15-day period from date of transaction
• Review of daily cash reports for CTR's
• CTR Acknowledgements
• Prepare CTR monthly totals and track for patterns
• Process all Unusual Activity Reports within the required timeline
• Assist with processing all Suspicious Activity Reports within 30 days of recommendation from Committee
• Assist with AML Monitoring through review of various system reports
• Review of BSA cases found in the bank's AML program
• Assist with Due Diligence on high-risk customers / accounts - review of activity (deposits, withdrawals, wires, etc.) on high-risk accounts (MRBs, Independent ATM Owners, MSBs, NBFIs, NRAs, etc.) as warranted and / or as scheduled
• Assist with CTR Training for New Hires and annual employee refresher training
• Maintain Customer CTR database

Secondary Duties

Additional duties include completion of related reports as needed, assistance with compliance testing, and any other duties as assigned. This position is expected to participate in audits and examinations as needed, with high regard for accuracy, professionalism, and presentation.

Knowledge, Skills, and Abilities

Knowledge of personal computers and software for word processing and spreadsheets is required. Position demands attention to detail and ability to accept constructive criticism to effect positive improvement. This position requires the ability to meet established deadlines, work productively in groups and individually, communicate effectively in writing and orally, operate standard office equipment, work extended hours occasionally, and travel to various bank locations and training activities as needed.

Position Requirements

Graduation from high school (or equivalent) with at least five (5) years of experience in bank operations and / or loans. Position also requires at least three (3) years' experience in Bank Secrecy Act regulatory requirements with emphasis on compliance. Use of personal vehicle is necessary.