BSA Analyst

Alpena Alcona Area Credit Union; Alpena (MI); On-site; USD 27,000 - 40,000; Full time

Benefits offered by this job

Health insurance

Life insurance

401(k) match

Job summary

Alpena Alcona Area Credit Union in Alpena, MI is seeking a BSA Analyst to support compliance and financial operations by maintaining records and reports related to Bank Secrecy Act, USA Patriot Act, and related regulations.

You will monitor cash activity, prepare various reports, assist the BSA Officer, and help ensure timely filings while upholding accuracy and confidentiality. This is a full-time, 40-hour-per-week position with standard weekday hours.

Qualifications

• One to three years of related experience.
• High school education or GED.
• Ability to maintain confidentiality and discretion.

Responsibilities

• Perform daily monitoring of cash logs for compliance with BSA/AML and related regulations.
• Review and transmit Currency Transaction Reports.
• Assist BSA Officer with monitoring higher risk members.
• Prepare monthly, quarterly, and annual reports.
• Ensure compliance with federal, state, and credit union policies.
• Identify suspicious activity and report to BSA Officer.
• Support accounting department tasks as needed.
• Perform other duties as assigned.

Skills

Experience 1-3 yrs

Education

High school diploma or GED

Job description

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Careers that make a difference!

Job Openings: BSA Analyst

Announcement Date: October 8, 2026

Location of Position: Alpena, MI

Salary: $19.54 to $29.31 (based upon experience)

Days: Monday through Friday

Hours: 40 hours per week

Duties:

Role:

A BSA (Bank Secrecy Act) Analyst works to achieve the Credit Union's mission and member promise statements by supporting the financial management and operations of the Credit Union through evaluation and maintenance of accounting and BSA records and reports. Performs routine tasks within the accounting department.

Essential Functions & Responsibilities:

Performs daily monitoring of cash logs and quality control reviews for Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance using standard and regulatory guidance.

Review and transmit Currency Transaction Reports.

Assist BSA Officer with monitoring higher risk members.

Prepares assigned monthly, quarterly, and annual reports.

Complies with federal, state and company policies, procedures and regulations.

Identify suspicious activity through abnormal activity and cash monitoring and report to BSA Officer.

Prepares supporting administrative tasks within the accounting department and assists others within the department as needed.

Performs other job related duties as assigned.

Requirements:

Performance Measurements:

1. Ensure account reviews are completed timely and thoroughly to remain compliant and mitigate risk.

2. Ensure filings are completed accurately and within the time frames denoted in regulation.

3. Ensure overall compliance with Bank Secrecy Act including reporting, daily monitoring, and high-risk account evaluations.

4. Prepare reports within the prescribed time frame.

5. Provide helpful and informative service and support to all team members.

Additional Desired Attributes:

Knowledge and Skills:

Experience One year to three years of similar or related experience.

Education A high school education or GED.

Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Misc Comments:

Benefits for Full-Time Employees Includes:

• Medical / Dental / Vision Insurance (Employee pays ZERO premiums!)
• Life Insurance (2x annual salary)
• 401(k) -- AAACU puts in 7.25% of your gross wages AND will match 100% up to 4% of your contributions!

Applications and resumes are accepted online.