BSA/AML Compliance Investigator

First Citizens Federal Master; Fairhaven (MA); On-site; USD 1,653,000 - 2,314,000; Full time

Job summary

First Citizens’ Federal Credit Union in Fairhaven, MA is seeking an AML/CTR specialist to review daily alerts, analyze potentially risky transactions, and ensure regulatory compliance. The role involves documenting decisions, escalating true hits to management, and supporting deposit operations.

The position requires a high school diploma, banking experience, strong attention to detail, and proficiency with Microsoft Office. Bilingual ability is a plus for serving diverse members.

Qualifications

• High school diploma or equivalent.
• Six months or more of banking experience.
• Knowledge of banking rules, regulations, policies and procedures with an emphasis on BSA Regulations preferred.
• Must be organized and detail oriented.
• Ability to multi-task and prioritize.
• Good written and verbal communication skills.
• Proficient with Microsoft Office.
• Bilingual (Spanish and/or Portuguese) a plus.

Responsibilities

• Review daily alerts from BSA/AML/CFT software and document decisions for alerts that pose no risk.
• Analyze alerts to identify risky transactions and/or member behaviors; report to supervisor.
• Participate in CTR, exemptions and SAR analysis to ensure compliance.
• Follow Red Flags policy and update customer/account records.
• Ensure CTRs are completed accurately and filed on time.
• Escalate OFAC, 314a, PEP hits to management for review.
• Support Deposit Operations programs and maintain confidentiality.
• Promote credit union products to members.
• Adhere to BSA, USA Patriot Act and OFAC policies; complete trainings.
• Perform additional duties as required.

Skills

Banking knowledge

Organized and detail oriented

Multi-tasking

Written and verbal communication

Microsoft Office

Bilingual (Spanish/Portuguese) a plus

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

First Citizens’ Federal Credit Union in Fairhaven, MA is seeking an AML/CTR specialist to review daily alerts, analyze potentially risky transactions, and ensure regulatory compliance. The role involves documenting decisions, escalating true hits to management, and supporting deposit operations.

The position requires a high school diploma, banking experience, strong attention to detail, and proficiency with Microsoft Office. Bilingual ability is a plus for serving diverse members.