BSA/AML Compliance Associate

First Citizens Community Bank; Northern (KY); Hybrid; USD 55,000 - 78,000; Full time

Benefits offered by this job

Health, dental, and vision benefits

401k with company match

Paid time off and holidays

Life and disability insurance

Employee Assistance Program

Job summary

First Citizens Community Bank is seeking a Compliance Support professional to help ensure adherence to BSA/AML/OFAC requirements and assist with regulatory reporting. The role supports monitoring activities, alert handling, and document preparation across the compliance function.

The position emphasizes strong organizational abilities, attention to detail, and proficiency with Microsoft Office, with preferred auditing experience and relevant accounting education to support regulatory compliance

Qualifications

• General knowledge and understanding of compliance and security-related laws and regulations, such as BSA/AML/OFAC.
• Strong organizational, time management, problem prevention, and problem-solving skills.
• Ability to convey detailed information clearly.
• Proficiency with Microsoft Office Suite and ability to learn position-related systems.
• Ability to handle sensitive and confidential information with discretion.
• Auditing experience and knowledge of accounting principles preferred.

Responsibilities

• Assist in maintaining BSA/AML/OFAC requirements and monitoring cash transaction activity to ensure regulatory compliance.
• Assist in preparing compliance reports by documenting findings and submitting SARs and CTRs.
• Assist in handling alerts from the BSA/AML monitoring system.
• Perform operational support duties such as verifying CIF setups, photo IDs, and W-9s.
• Assist officers and analysts in evaluating internal controls and reviewing government lists for OFAC matches.
• Develop and maintain knowledge in compliance and security matters and communicate professionally with staff.

Skills

BSA/AML/OFAC knowledge

Regulatory reporting

MS Office proficiency

Attention to detail

Communication skills

Education

Bachelor's degree in accounting or related field

Tools

Regulatory reporting systems

Job description

Office Location Flexibility - within FCCB regions

Job Type

Full-time

Description

• Assist in maintaining BSA/AML/OFAC requirements and monitoring cash transaction activity in order to determine if the bank is in compliance with the regulatory requirements.
• Assist in the preparation of compliance and other reports by accurately documenting findings, preparing, reviewing, submitting Suspicious Activity Reports and Currency Transaction Reports in order to ensure understanding of exam results, comply with the Bank Secrecy Act and other acts, laws and regulations.
• Assist in the handling of alerts produced by the BSA/AML monitoring system.
• Perform operational support duties such as verifying new CIF set‑ups, photo IDs, and W-9s.
• Assist BSA Officer, Assistant BSA Officer, and BSA Compliance Analysts in an appraisal of internal controls in order to determine the propriety and level of compliance with laws, regulations and bank policies and procedures, including reviewing government lists for possible matches with OFAC and 314A lists against the bank’s customer files; assisting with internal auditors and federal examiners in compiling information as requested.
• Develop and maintain a personal program for maintaining an adequate level of knowledge in compliance and security matters, ensuring tactful and diplomatic interaction with employees contacted during reviews, and demonstrate personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.

HOURS will average approximately 40 per week. This position is budgeted for 2,080 hours per year.

TRAVEL to Mansfield, PA will be required for occasional meetings and training.

Requirements

• General knowledge and understanding of compliance and security-related laws and regulations, such as the Bank Secrecy Act/Anti-Money Laundering Act/OFAC.
• Strong organizational, time management, problem prevention, and problem-solving skills.
• Ability to convey detailed information and instructions clearly.
• Proficiency with Microsoft Office Suite and the ability to learn position-related systems and software.
• Ability to effectively use general office equipment.
• Ability to handle sensitive and confidential information with discretion.
• Highly developed interpersonal skills and professional attitude.
• Good customer relations and telephone skills.
• Knowledge of accounting principles, auditing standards and techniques. (preferred)
• One-plus years of general banking or related experience.
• Associate or bachelor’s degree in accounting or equivalent educational experience. (preferred)
• Auditing experience. (preferred)

BENEFITS:

Comprehensive benefit package to include:

• Health, dental, and vision benefits
• 401k w/ company match
• Paid time off; paid holidays
• Group and voluntary life insurance and disability insurance
• Aflac supplemental plans
• Employee Assistance Program

Our goal is to support the growth of the communities we serve. First Citizens has a knack for hiring the finest and brightest employees; we understand how fostering their growth builds loyalty and impacts customer service. Our employees are our strongest asset. So, we accommodate families, invest in our employees' future, and recognize hard work.

First Citizens Community Bank is committed to equal employment opportunity and does not discriminate on the basis of any legally protected status or characteristic. Protected veterans and individuals with disabilities are encouraged to apply.