Branch Manager- Sioux Falls (Full Time)

RiseMe; Santa Rosa (CA); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

401k with employer match

Employee Stock Ownership Plan

insurance coverage options

paid time off

incentive eligibility

service awards

community service opportunities

Employee Assistance Program

stable work environment

Job summary

The Branch Manager at CorTrust Bank in Sioux Falls oversees daily operations and guides strategic direction for the branch, ensuring compliance with lending regulations while promoting a community-focused banking culture.

You will develop and deepen business and personal banking relationships, assess loan applications, and collaborate with partners to deliver deposits and credit solutions. Leadership, integrity, and customer service excellence are essential to success in this role.

Responsibilities

• Grow existing bank relationships through professional communications with customers
• Prospect lending and deposit relationships via community involvement
• Process business and personal loan applications and gather underwriting documents
• Perform financial analyses for credit decisions and present to credit committee
• Collaborate with bank partners to receive referrals and cross-sell products
• Oversee branch operations and ensure customer satisfaction and profitability
• Enforce regulatory compliance and internal policies, mitigate risk
• Train and coach staff on policies and procedures
• Maintain knowledge of banking regulations and ensure adherence

Job description

CORTRUST BANK
The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.

CorTrust Bank is seeking a full-time Branch Manager in our Sioux Falls community!

It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like:

• 401k with employer match
• Employee Stock Ownership Plan
• insurance coverage options
• paid time off
• incentive eligibility
• service awards
• community service opportunities
• Employee Assistance Program
• stable work environment

Summary

The Branch Manager oversees the overall operations and strategic direction of the Branch and is responsible for adherence to branch and lending regulatory compliance. They facilitate a relationship culture and promote our products and services by cultivating personal and business lending and deposit relationships while advocating for the communities in which they work and live.

Key Responsibilities

Lending & Relationships

• Grow existing bank relationships through trusted and professional business communications with internal and external customers.
• Prospect bank lending and deposit relationships through community advocacy and involvement in civic and community functions.
• Process business and personal loan applications and gathers supporting documents for loan underwriting.
• Perform financial analysis for credit decisions and presents to credit committee as part of the decision process.
• Collaborate with Bank partners to make and receive internal product and service referrals.

Branch Operations and Compliance

• Oversee branch operations and recommend product changes and service development to ensure customer satisfaction and bank profitability.
• Implements and monitors compliance measures, addressing issues as they arise and finding solutions to mitigate risk and enhance Branch performance.
• Meet regularly with Branch staff to communicate changes to policies and procedures and facilitate ongoing training and coaching to ensure adherence to regulatory requirements and internal policies.
• Maintain a working knowledge of State and Federal banking regulations and enforce branch compliance with applicable banking regulations, laws, and guidelines.
• Use extensive regulatory and procedural knowledge to understand, approve, and override transactions while mitigating risk to the Bank and our customers.

Personnel Management

• Oversee the training, mentoring, coaching, and supervision of retail banking staff to ensure adherence to branch policy, procedures, security, and operational requirements.
• Other duties as assigned.

Key Competencies

The ideal candidate for a Branch Manager possesses a combination of education and experience to be able to perform the primary duties of this position with little supervision, managing multiple projects simultaneously. They adapt easily to system, process, product, and service changes, and are able to reason, solve problems and think critically. They must demonstrate a high level of integrity, personal diplomacy, and respect and must be willing to invest in the ongoing mentorship of a team. Extensive knowledge of Federal banking regulations, financial services, and industry workflow is a must to execute CorTrust’s mission and goals, mitigate risk, and achieve results. They champion change by maintaining strategic agility, exercise sound judgement, and persevere in the face of adversity.

CorTrust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.