Branch Manager

Gulf Coast Bank and Trust Company; Miramar Beach (FL); On-site; USD 85,000 - 110,000; Full time

Job summary

Gulf Coast Bank and Trust Company is seeking a Branch Manager in Florida to direct staff and operations at the assigned branch, delivering quality service and achieving sales goals. The role emphasizes community involvement and strong leadership to drive branch performance.

Responsibilities include maximizing branch revenues, developing relationships with customers, and promoting product initiatives while ensuring compliance with policies and audits.

Qualifications

• Bachelor's degree required or 3–5 years of relevant branch operations and proven sales experience.
• Knowledge of regulatory/compliance laws, teller operations, consumer and commercial loans.
• Ability to work independently, problem solve, and supervise a team.
• General knowledge of banking products and MS Office or similar software.
• Excellent customer service, written and oral communication, and presentation skills.

Responsibilities

• Maximize branch revenues, deposits, and loans while minimizing operating losses.
• Drive business development and referrals to other lines of business (Mortgage, Wealth Management).
• Develop relationships with clients by conducting calls.
• Deploy resources to optimize team performance.
• Monitor staff, coach, and ensure quality service and adherence to schedules.
• Ensure branch compliance with bank policies, procedures, and audits.

Skills

Regulatory knowledge

Teller operations knowledge

Loans knowledge

Leadership

Problem solving

Banking products knowledge

Customer service

Communication

Presentation skills

Branch operations experience

Education

Bachelor's degree

3–5 years branch operations experience

Tools

MS Office

Job description

Job Type

Full-time

Description

The Branch Manager will direct and supervise staff and operational activities in the assigned branch location and promote positive bank image within the community, ensuring delivery of quality customer service and achievement of sales goals.

Responsibilities

• Accountable for maximizing branch revenues, deposits and loans and minimizing operating losses.
• Performs and holds staff accountable for business development within the branch, loan generation, and referrals to other lines of business (i.e. Mortgage, Wealth Management).
• Maintains and develops relationships with existing and potential clients by conducting calls.
• Deploys resources to optimize individual and team performance.
• Monitors employee activities to assist with problems, provide coaching, and take necessary actions to ensure work quality, exceptional customer service, and adherence to schedules.
• Ensures branch compliance with bank policies, procedures, and audit requirements.
• Prioritizes, manages, and communicates promotional campaigns and product initiatives.
• Represents bank in local community organizations.
• Performs general management duties, including hiring of staff, conducting performance evaluations, and promotions or terminations as necessary.
• Responsible for development of subordinate staff, estimating personnel needs, assigning work, and meeting completion dates and sales goals.
• Develops programs and reward systems to increase morale and reduce turnover.
• Identifies training needs and opportunities; develops and implements plan to meet needs.
• Performs additional duties as assigned.

Requirements

Skills/Experience/Education

• Four-year college degree or 3–5 years relevant branch operations and/or proven sales negotiation experience.
• Knowledge of Regulatory/Compliance laws, teller operations, consumer/commercial loans.
• Ability to work independently, maintain confidentiality, problem solve, supervise a team.
• General knowledge of banking products and various computer software (i.e. MS Office).
• Excellent customer service, written and oral communication, and presentation skills.

Essential Mental & Physical Requirements

• Ability to travel if required to perform the essential job functions.
• Ability to work under stress and meet deadlines.
• Ability to read and interpret a document if required to perform the essential job functions.
• Prolonged periods of sitting at a desk and working on a computer may be required.
• Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.