Branch Banker

Mercantile Bank of Michigan; Ithaca (MI); On-site; USD 32,000 - 44,000; Full time

Benefits offered by this job

401k match

Company paid life insurance

Tuition reimbursement

IVF and adoption assistance

Discounted bank services

Job summary

Mercantile Bank of Michigan in Ithaca, MI is seeking a Branch Banker who will prioritize exceptional customer experiences. Depending on your experience, you may join as a Customer Service Representative or a Personal Banker, with responsibilities ranging from daily banking tasks to nurturing long-term customer relationships.

You will work under a supportive team, with extensive training, and opportunities to cross-sell banking products while maintaining accurate cash handling and compliance with

Qualifications

• Excellent written and verbal communication skills.
• Cash handling and data entry accuracy.
• Ability to prioritize and multitask in a fast-paced environment.
• Comfortable cross-selling products and services to meet customers’ needs.
• Adaptable to an internally and externally changing environment.
• Strong interpersonal skills and teamwork.

Responsibilities

• Creating a high-quality, positive, and customized customer experience.
• Assisting customers with their daily banking needs.
• Recommending products and services to deliver financial solutions that help customers achieve goals.
• Maintain a cash drawer with proper controls, balances at day end.
• Process routine financial transactions (deposits, withdrawals, checks, loan payments) and open accounts as needed.
• Collaborate with team members to ensure accuracy in procedures, transactions, and audits.

Skills

Communication

Cash handling

Multitasking

Interpersonal skills

Cross-selling

Adaptability

Job description

Mercantile Bank is looking for an enthusiastic, customer-focused Branch Banker to join our team in Ithaca, MI. Depending on your experience, you may be hired as a Customer Service Representative or a Personal Banker. If you're passionate about helping others, driven by goals, and eager to grow professionally, this could be the perfect opportunity for you. Join a respected financial institution where your work makes a meaningful impact in the lives of our customers and the communities we serve.

Core Responsibilities:

• Creating a high-quality, positive, and customized customer experience
• Assisting customers with their daily banking needs
• Recommending the best products and services to deliver financial solutions that empower people to achieve their goals and dreams

Why Mercantile Bank?

Mercantile Bank was founded by entrepreneurs who believed building strong relationships and communities is accomplished through collaboration and innovation. It's more than being a financial institution, it's being a trusted ally and community partner. As Michigan's largest community bank, our roots are deeply embedded in the diverse communities we serve. Our commitment to our customers and community is at the core of all we do.

As an employee of Mercantile Bank, you will receive competitive compensation, bonus opportunities, and best-in-class benefit options. With a minimum of 3 weeks' vacation, sick time, 11 paid holidays, generous 401k match of 5%, company paid life insurance, tuition reimbursement, IVF and adoption assistance, zero-interest loans for fitness equipment and business attire, discounted bank services, employee stock purchase plan, 529 savings plans, health savings accounts, flexible spending accounts, legal protection, exceptional training and development opportunities, and encouragement to connect with community through volunteer opportunities.

A Look into Your Day

Depending on your qualifications, you may be considered for either a Customer Service Representative or Personal Banker role. While the responsibilities and requirements vary slightly between the two, this posting will refer to the position more broadly as 'Branch Banker.'

As a Branch Banker you will do something different every day. Providing exceptional customer experiences and building long-term customer relationships will be your top priority. During your workday, you maintain a cash drawer with all the proper controls, vouchers, receipts, security, proofs, etc., ensuring it balances at the end of each day.

Depending on the level you are in, your responsibilities can also range from efficiently processing routine financial transactions for our customers such as deposits, withdrawals, checks, and loan payments to opening bank accounts for individuals and businesses to being the "go to" banker for your customers where you ask questions and listen for cues to be able to provide banking (and possibly lending) solutions that meet their unique needs.

You'll benefit from extensive training, both in the classroom and on the job, to ensure you're confident in our products and services. Banking is always changing so it will be your responsibility to continue to stay informed of changes that could occur. You are excited to share this information with your team members and customers. Together, with the team, you will be sure all operational procedures, transactions and audits are completed accurately and on time. You may wear multiple hats and be prepared to fill in where needed.

You will have goals to achieve on your own and as a team. You will enjoy meeting and referring business to your banking partners in Mortgage, Commercial and Treasury. You will be proactive in tracking and reporting your sales and referral activities.

What We Are looking For:

To thrive as a Branch Banker at Mercantile Bank, you will need a diverse skill set that balances technical proficiency and exceptional interpersonal abilities. Familiarity with or the ability to learn banking software and tools is crucial as you will efficiently process routine financial transactions like deposits and withdrawals, manage cash drawers, and ensure compliance with security protocols. Your role will require active listening and problem-solving skills to understand customer needs and provide tailored banking and possibly lending solutions.

As a customer-focused professional, you must excel in communication, both in-person, over the phone, and over email to assist customers with inquiries and transactions. Attention to detail is essential for accurately handling account information and ensuring that operational procedures are followed diligently. A strong sense of accountability will drive your participation in team goals and community involvement, enabling you to promote Mercantile Bank effectively.

Adaptability is key, as you will wear multiple hats and remain informed about industry changes to share valuable insights with clients and peers.

Requirements:

• 1-3 years of relevant experience (Customer Service Representative)
• 3-5 years of relevant experience (Personal Banker)
• Effective and efficient communication (written and verbal)
• Cash handling/data entry with accuracy
• Ability to prioritize and multitask job expectations
• Comfortable having conversations with customers and cross-selling products and services when opportunities are uncovered.
• Adaptable to an Internally and Externally Changing Environment
• Interpersonal Skills

Preferred:

• Banking Experience

Banker: Work Schedule

On average, this position works banking hours Monday - Friday, 8:30am - 5:00pm. Community activities may require evening and weekend hours. Day travel is required for some meetings and training.