Bodily Injury Adjuster - Rental Vehicle Claims

Reserv Claims Analysis, LLC; United States; Remote; USD 70,000 - 100,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Generous PTO

Family leave after 8 months

Remote home-based role

Equipment provided

Job summary

Reserv Claims Analysis, LLC is seeking a Bodily Injury Adjuster to handle rental vehicle claims from first notice to resolution. This fully remote role requires residency in the United States and involves evaluating liability, reviewing medical records, and negotiating settlements that reflect claim value.

You will manage a caseload, perform coverage analysis, obtain records, and set reserves while coordinating with defense counsel and investigators.

Qualifications

• 3–5 years of bodily injury claims experience, preferably commercial auto or rental/rideshare.
• Solid understanding of liability principles, medical terminology and injury valuation.
• Proven negotiation skills and ability to manage attorney-represented claimants.
• Knowledge of Medicare Section 111 reporting and lien handling.
• Active adjuster license: resident-state license where available, otherwise a Designated Home State (DHS) license.

Responsibilities

• Manage a caseload of BI claims from first notice through resolution with early contact and a documented plan on every file.
• Detailed coverage analysis, risk shifting, and policy investigation.
• Investigate liability and coverage using rental agreements, police reports, statements, scene evidence and telematics where available.
• Obtain and review medical records, bills, imaging and wage documentation; evaluate causation, treatment reasonableness and future care.
• Value claims using injury severity, jurisdiction, venue, comparative fault and verdict trends.
• Set and adjust indemnity and expense reserves promptly as facts develop.
• Negotiate settlements within authority; prepare authority requests with clear rationale for higher amounts.
• Identify early settlement opportunities and flag files at risk of litigation, attorney involvement or excess exposure.
• Coordinate with defense counsel, nurse case managers, investigators and SIU as needed.
• Handle Medicare Secondary Payer reporting, lien resolution and release documentation.
• Meet regulatory, carrier and program requirements and keep file notes current.

Skills

Bodily injury claims experience

Negotiation skills

Liability principles

Medicare Section 111 reporting

Licensing knowledge (DHS or resident)

Job description

Bodily Injury Adjuster - Rental Vehicle Claims

About Reserv

Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.

Location Requirement

Candidates must reside in an eligible U.S. state throughout employment. We are unable to hire candidates residing in California, Alaska, Hawaii, U.S. territories, or outside the United States.

About the role

• The BI Adjuster evaluates and resolves bodily injury claims from rental vehicle accidents, involving renters, additional drivers, passengers, and third parties. You investigate liability, assess injuries and damages, set accurate reserves, and negotiate settlements that reflect the true value of each claim.

What you'll do

• Manage a caseload of BI claims from first notice through resolution, with early contact and a documented plan on every file.
• Detailed coverage analysis, risk shifting, and policy investigation.
• Investigate liability and coverage using rental agreements, police reports, statements, scene evidence and telematics where available.
• Obtain and review medical records, bills, imaging and wage documentation; evaluate causation, treatment reasonableness and future care.
• Value claims using injury severity, jurisdiction, venue, comparative fault and verdict trends.
• Set and adjust indemnity and expense reserves promptly as facts develop.
• Negotiate settlements within authority; prepare authority requests with clear rationale for higher amounts.
• Identify early settlement opportunities and flag files at risk of litigation, attorney involvement or excess exposure.
• Coordinate with defense counsel, nurse case managers, investigators and SIU as needed.
• Handle Medicare Secondary Payer reporting, lien resolution and release documentation.
• Meet regulatory, carrier and program requirements and keep file notes current.

Qualifications

• 3–5 years of bodily injury claims experience, preferably commercial auto or rental/rideshare.
• Solid understanding of liability principles, medical terminology and injury valuation.
• Proven negotiation skills and ability to manage attorney-represented claimants.
• Knowledge of Medicare Section 111 reporting and lien handling.
• Active adjuster license: resident-state license where available, otherwise a Designated Home State (DHS) license. Willing to obtain any additional required licenses within 60 days, including state testing.
• Generous health-insurance package with nationwide coverage, vision, & dental
• 401(k) retirement plan with employer matching
• Competitive PTO policy – we want our employees fresh, healthy, happy, and energized!
• Generous family leave policy after 8 months of continuous work
• 100% remote (home-based) role designed to support your work-life balance
• Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!

At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!