Bilingual Spanish Credit & Collections Analyst

Oracle; San Antonio (TX); On-site; USD 51,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled Credit & Collections Analyst to join their Latin America Division. In this role, you will be responsible for managing the collection and resolution of outstanding invoices, ensuring compliance with contractual obligations while minimizing bad debts. Your expertise in finance and analytical skills will be crucial in evaluating credit risks and making informed decisions. This dynamic position offers a chance to work in a collaborative environment where your contributions will directly impact financial operations. If you thrive under pressure and enjoy problem-solving, this opportunity could be your next career move.

Benefits

Medical, dental, and vision insurance

401(k) Savings and Investment Plan with company match

Flexible Vacation

Paid parental leave

Employee Stock Purchase Plan

Life insurance and AD&D

Paid sick leave

Adoption assistance

Short term and long term disability

Financial planning and group legal

Qualifications

• 2+ years of experience in finance activities, especially in Credit & Collections.
• Advanced Excel knowledge and ability to work under pressure.

Responsibilities

• Manage cash application transactions and maintain accurate records.
• Coordinate with customers for timely identification of deposits.
• Create lockboxes for applying bank deposits to customer invoices.

Skills

Analytical Skills

Issue Resolution Skills

Follow-up Process

Detail-oriented

Teamwork

Bilingual in Spanish - English

Capacity to Work Under Pressure

Education

BA in Accounting

BA in Finance

Tools

Excel

Job description

Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action.

As a Credit & Collections Analyst supporting our Latin America Division, you will assist in the collection, management, and resolution of outstanding invoices from past due accounts. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest. Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts. Recognizes deteriorating credit situations recommending and implementing solutions.

Career Level - IC2

Qualifications Disclaimer:

Certain US customer or client-facing roles may be required to comply with applicable requirements, such as immunization and occupational health mandates.

Range and benefit information provided in this posting are specific to the stated locations only

US: Hiring Range in USD from $24.62 to $48.03 per hour; from: $51,200 to $99,900 per annum. May be eligible for equity.

Oracle maintains broad salary ranges for its roles in order to account for variations in knowledge, skills, experience, market conditions and locations, as well as reflect Oracle’s differing products, industries and lines of business.

Oracle US offers a comprehensive benefits package which includes the following:

1. Medical, dental, and vision insurance, including expert medical opinion
2. Short term disability and long term disability
3. Life insurance and AD&D
4. Supplemental life insurance (Employee/Spouse/Child)
5. Health care and dependent care Flexible Spending Accounts
6. Pre-tax commuter and parking benefits
7. 401(k) Savings and Investment Plan with company match
8. Paid time off: Flexible Vacation is provided to all eligible employees assigned to a salaried (non-overtime eligible) position. Accrued Vacation is provided to all other employees eligible for vacation benefits.
9. 11 paid holidays
10. Paid sick leave: 72 hours of paid sick leave upon date of hire. Refreshes each calendar year. Unused balance will carry over each year up to a maximum cap of 112 hours.
11. Paid parental leave
12. Adoption assistance
13. Employee Stock Purchase Plan
14. Financial planning and group legal
15. Voluntary benefits including auto, homeowner and pet insurance

The role will generally accept applications for at least three calendar days from the posting date or as long as the job remains posted.

Responsibilities

The LAD Credit & Collections Analyst is responsible for creating Excel lockboxes used to post and apply bank deposits to customer accounts and invoices based on the information provided by internal Oracle teams and Oracle Customers. Verifies daily/monthly bank deposits reports, creates account adjustments requests, and maintains daily/monthly accurate bank/GL reconciliations regarding cash application data entry activities in the country assigned. Obtain remittance information or proof of payments from Oracle Customers and invoices identification for the deposits received.

Primary Duties And Responsibilities

• Check Oracle’s bank accounts on a daily basis and confirm with the bank any available information on the customers who made the deposits.
• Coordinate with the collections/Customers the appropriate and timely customers and invoices identification for the deposits received.
• Coordinate and obtain remittance information or proof of payments from Oracle Customers and invoices identification for the deposits received.
• Create lockboxes and other accounting adjustments to apply bank deposits to customers' opened invoices accurately and timely.
• Accurately creates lockboxes or adjustments to apply customers’ withholding taxes certifications to outstanding invoices.
• Keep track of the lockboxes and adjustments created to confirm the correct application of the invoices and withholdings identified.
• Reconciles bank deposits vs GL accounts on a weekly/monthly basis.
• Review and process all cash applications adjustments requested by the collections teams.
• Maintains precise records of any cash applications transaction done during the month.
• Initiate, get approvals and process any valid cash refund request from Oracle’s customers.
• Conduct training through new materials.

Preferred Background And Experience

• BA in Accounting or Finance preferred
• 2+ years of experience in finance activities (Accounting, Cash Applications preferred, Credit & Collections)
• Bilingual in Spanish - English
• Advanced Excel knowledge
• Capacity to work under pressure
• Excellent follow-up process Analytical /issue resolution skills
• Detail-oriented and teamwork.