Bilingual Mortgage - Loan Officer (Exempt)

lennar; Houston (TX); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Health insurance (Medical, Dental, Vis

401(k) with company match up to 5%

Paid parental leave

Associate assistance plan

Education assistance

Adoption assistance up to $30,000

Up to 3 weeks vacation

Job summary

Lennar is seeking a Bilingual (Spanish speaking) Loan Officer to drive outside sales and develop new mortgage business across Houston communities. You will interview customers, explain loan options, and obtain applications while complying with Lennar Mortgage policies.

This full-time role requires a minimum of 3 years in loan origination, a valid driver’s license, and willingness to travel to communities and events. NMLS license is preferred or obtainable.

Qualifications

• Bilingual Spanish language proficiency is required.
• At least 3 years of loan origination experience.
• Flexible work schedule including evenings and weekends.
• Valid driver’s license and reliable transportation.
• NMLS license required or willing to obtain.

Responsibilities

• Travel to communities, realtors’ offices, and events to solicit new business and leads.
• Conduct First Time Homebuyer Seminars to develop leads and relationships.
• Attend builder and realtor functions and status meetings to grow relationships and service.
• Meet with prospective customers to explain offerings and obtain loan applications.
• Review leads daily and contact prospects by phone and email for meetings.
• Originate and prepare new loans per policy to ensure compliance.
• Advise customers on suitable mortgage products based on needs.
• Review rates and lock loans in advance of closing per pricing policies.
• Support New Home Consultants with pre-qualifications and pipeline development.
• Aim to meet or exceed sales and loan-closure targets.
• Maintain notes in origination system for status updates and communications.

Skills

Bilingual Spanish

Loan origination

Sales / business development

Customer service

Education

Bachelor's degree (preferred)

Job description

Bilingual (Spanish speaking) Loan Officer

Spanish speaking bilingual employee is A MUST HAVE for this role

We are Lennar. Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Join a Company that Empowers you to Build your Future

A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.

A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules.

Your Responsibilities on the Team

• Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
• Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
• Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
• Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
• Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
• Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
• Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
• Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
• Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
• Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense

Requirements

• Four-year college degree (preferred)
• Bilingual Spanish speaking
• At least three years of Loan Originating experience
• Ability to maintain flexible work schedule, including evening and weekend work
• Valid driver's license and dependable transportation
• NMLS License required, or willing to obtain.

Life at Lennar

At Lennar, Everything's Included in our homes, and Everyone's Included on our team. Our Everyone's Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth.

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth.

• Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of.
• Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5% , helps secure their financial future.
• Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments.
• To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations.
• From the moment of hire, they can enjoy up to three weeks of vaca