Bilingual Loan Collections Specialist

First National Bank Texas; Killeen (TX); On-site; USD 42,000 - 64,000; Full time

Job summary

First National Bank Texas is seeking a Loan Collection Specialist to join our Collections team in Texas. You will coordinate collection workflow, locate responsible parties, and negotiate payments or arrangements to cure delinquencies.

You will educate borrowers on their obligations, verify contact information, and maintain knowledge of lending products and collection practices. Regular attendance and professional conduct are essential.

Responsibilities

• Work directly with the Loan Collection Manager to coordinate collection workflow activities
• Locate and identify responsible parties through multiple channels and resolve past due amounts by negotiating payments, payment arrangements or other delinquency curing transactions a borrower may be eligible for.
• Identify reason(s) for delinquency.
• Research history on current loans.
• Educate borrowers and co-borrowers about their payment obligation and the terms of their loans.
• Convey the consequences of non-payment to borrowers and co-borrowers.
• Create financial, administrative, and maintenance transactions
• Verify points of contact for borrowers and co-borrowers (addresses, phone numbers, email addresses).
• Maintain an advanced working knowledge of lending products, services and collection practices
• Regular and predictable attendance and punctuality
• Other duties as assigned

Job description

First National Bank Texas is seeking a Loan Collection Specialist to join our Collections team in Texas. You will coordinate collection workflow, locate responsible parties, and negotiate payments or arrangements to cure delinquencies.

You will educate borrowers on their obligations, verify contact information, and maintain knowledge of lending products and collection practices. Regular attendance and professional conduct are essential.