Benefits Representative

AMBA; Paducah (KY); Remote; USD 65,000 - 80,000; Part time

Benefits offered by this job

No cost leads from exclusive endorsements

Ongoing mentorship and sales training

Performance bonuses and travel incentives

Job summary

A leading insurance provider is seeking an Insurance Benefits Representative in Kentucky to provide supplemental insurance solutions. This role requires a self‑starter with strong communication skills who can effectively engage with clients through various outreach methods. Compensation is performance-based, with typical first-year earnings ranging from $65,000 to $80,000, and ongoing support from local leadership. Join us to make a positive impact on the financial security of retirees in your community.

Qualifications

• An entrepreneurial mindset and a self‑starter approach.
• Comfort with phone‑based outreach, follow‑up, and virtual appointments.
• A commitment to providing ethical, high‑quality service.

Responsibilities

• Meet with association members to assess needs and recommend insurance solutions.
• Educate clients through consultations, seminars, and presentations.
• Utilize a consultative sales approach to assist retirees.

Skills

Entrepreneurial mindset

Strong communication skills

Relationship-building skills

Motivation to grow income

Consultative sales approach

Education

Life and Health insurance license or willingness to obtain

Job description

Insurance Benefits Representative (1099 Independent Contractor)

Location: Kentucky (statewide, any city)

Compensation: Commission plus bonuses

Schedule: Self-managed with full-time effort required for success

About AMBA

For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.

In Kentucky, AMBA is the exclusive endorsed provider for the Kentucky Public Retirees Association, giving direct access to their members and communities.

Why Partner with AMBA

• Proven systems: build your business using established sales processes, strong carrier relationships, and a trusted national brand.
• Leads you can count on: receive no‑cost leads through exclusive association endorsements. Success requires consistent outbound calling, follow‑up, and persistence.
• Purpose‑driven work: help protect the financial security and peace of mind of retirees who spent their careers serving others.
• Entrepreneurial independence: manage your own schedule and daily activities. A consistent full‑time effort is essential to generate income and long‑term success.
• Comprehensive support: access to licensing guidance, structured onboarding resources, self‑branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.

What You Will Do

• Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
• Educate clients through one‑on‑one consultations, seminars, webinars, and/or group presentations.
• Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement‑focused solutions like Fixed Indexed Annuities.
• Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.

Who Thrives in This Role

• An entrepreneurial mindset and a self‑starter approach.
• Comfort with phone‑based outreach, follow‑up, and virtual appointments.
• Strong communication and relationship‑building skills.
• A commitment to providing ethical, high‑quality service.
• A Life and Health insurance license or willingness to obtain one prior to onboarding.
• Motivation to grow income through a performance‑based compensation model.

Compensation and Support

• Performance‑based commissions with advanced payouts and lifetime vesting.
• No income cap. Typical first‑year earnings range from $65 000 to $80 000 for agents who maintain consistent activity, with top agents earning $90 000 or more in year one.
• Monthly performance bonuses and travel incentives.
• Ongoing onboarding, sales training, and mentorship.
• Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success.

Ready to Take the Next Step

Apply today to explore a partnership with AMBA and build a purpose‑driven insurance business serving retirees who rely on trusted guidance.