Banking Services Specialist

Commerce Bancshares; St. Louis (MO); On-site; USD 60,000 - 80,000; Full time

Job summary

A financial services company is seeking a Banking Services Specialist in St. Louis, MO. This full-time role focuses on delivering exceptional customer service and providing financial solutions through various communication channels. Candidates should possess strong sales skills, a relevant associate degree, and prior banking or customer service experience. The position offers an hourly wage between $21.80 and $24.40.

Benefits

Employer sponsored health insurance

401(k) plan

Paid vacation

Career development assistance

Qualifications

• Proven record in retail banking or sales roles.
• Effective problem-solving and sales skills.
• Ability to handle customer inquiries and issues professionally.

Responsibilities

• Deliver exceptional customer service through branch and call center interactions.
• Meet customer needs through needs-based conversations.
• Educate customers about retail products and digital solutions.

Skills

Strong sales skills

Customer experience

Confidentiality

Attention to detail

Interpersonal communication

Education

Associate degree or equivalent education and experience

1+ years of retail banking and/or sales experience

2+ years of customer service experience

Tools

Microsoft Word

Microsoft Excel

Microsoft Teams

Microsoft Outlook

Job description

About Working at Commerce

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us.

Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn’t come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

Compensation Range

Hourly: $21.80 - $24.40 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to deliver exceptional customer service and financial solutions through both branch-based and call center interactions. This role serves as a key point of contact for customers, addressing their banking needs, answering inquiries, and providing personalized support across multiple communication channels, including in-person, phone, and online.

Essential Functions

• Interact with customers both in person and over the phone to ensure their financial needs are being met through needs-based conversations and sales fulfillment
• Actively listen, understand, and make recommendations of products and services based on customer needs to ensure individual and team sales and services goals are achieved
• Educate customers on a variety of retail products and digital solutions that enhance the customer experience and contribute to achieving sales goals
• Ensure financial transactions are completed accurately and efficiently, while complying with all policies, procedures, and regulatory requirements
• Identify complex financial needs and refer customers to bank specialists when appropriate
• Respond to customer calls, offering real-time solutions for account management, online banking, and transactional inquiries
• Utilize CRM systems to track and resolve customer issues efficiently and maintain detailed records of interactions
• Authenticate callers to ensure our customers and the bank are protected from fraud attempts and take additional steps to mitigate risk when needed
• Responsible for more advanced product and system knowledge such as Online Banking Services
• Perform other duties as assigned

Knowledge, Skills & Abilities Required

• Strong sales skills with the ability to provide an excellent customer experience by easily connecting with customers in-person and over the phone
• Ability to meet personal and customer services expectations
• Ability to maintain a high degree of confidentiality
• Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
• Ability to remain adaptable to a variety of situations with an optimistic outlook that is aligned with our culture and Core Value
• Ability to adapt and shift priorities, workflows and schedules due to customer demands
• Intermediate level proficiency with Microsoft Word, Excel, Teams and Outlook

Education & Experience

• Associate degree or equivalent combination of education and experience required
• 1+ years of retail banking and/or sales experience required
• 2+ years of customer service experience required

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.

For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Banking Services Specialist job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $21.80 - $24.40 per hour.

The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.

Location: 1045 Executive Pkwy, St. Louis, Missouri 63141

Time Type:

Full time