Banking Payments Senior Manager

Accenture; United States; On-site; USD 140,000 - 320,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life Insurance

Long-term disability

401(k)

Bonus opportunities

Paid holidays

Paid time off

Job summary

Accenture is seeking a Payments Consultant within the Financial Services Payments Practice in Strategy & Consulting. You will design and deliver strategic solutions for retail and commercial payments, influence client engagements, and contribute to new business development across North America.

The role requires deep payments domain expertise, strong leadership and communication skills, and readiness to travel up to 80% (Mon-Thu).

Qualifications

• 10+ years of relevant experience in payments in consulting or banking.
• 10+ years’ experience with consulting project delivery within timelines and budgets.

Responsibilities

• Develop world-class business and technology solutions for Consumer and Commercial Payments clients across a wide range of payment methods.
• Conduct operating model assessments (people, process, org) and client needs assessments.
• Perform vendor assessment and due diligence of packaged platforms, e.g. Card platforms, Pricing & Profitability and Workflow solutions, Treasury Management portals
• Participate in process design, requirements gathering, and functional design as part of Payments systems implementation engagements.
• Serve as a business architect during client engagements.
• Participate in the development of best-in-class, reusable assets.
• Participate in business development to originate new client opportunities.
• Must be willing to travel up to 80% (Monday - Thursday)

Skills

Payments domain expertise

Consulting project delivery

AI tools usage

Vendor/platform assessment

Client relationship mgmt

Leadership

Communication skills

Job description

Financial Services Payments Practice

In Strategy & Consulting we work with C‑suite executives, leaders, and boards of the world’s leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent, and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization’s total enterprise reinvention.

Responsibilities

The Payments practice is a part of the Financial Services North America Banking Client Service Group, which provides consulting and outsourcing services to retail banking and payments clients throughout the U.S. and Canada. We serve more than 600 unique clients in 24 countries including banks, networks, merchants, and fin‑techs, payment platforms. Accenture's North American Payments practice is responsible for driving Accenture's go‑to‑market strategies and offerings for our US and Canadian clients, bringing our best offerings and leveraging our global payment practices and experience. These offerings include:

• Payment Innovation (e.g., digital payments, wallets, etc.)
• Card Issuing
• Retail Bank Payments
• Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments

As a Payments Consultant, you’ll be dedicated to helping clients by designing and delivering strategic solutions that achieve compliance, mitigate risks, and seize revenue growth opportunities.

Key Responsibilities

• Develop world-class business and technology solutions for Consumer and Commercial Payments clients across a wide range of payment methods.
• Conduct operating model assessments (people, process, org) and client needs assessments.
• Perform vendor assessment and due diligence of packaged platforms, e.g. Card platforms, Pricing & Profitability and Workflow solutions, Treasury Management portals
• Participate in process design, requirements gathering, and functional design as part of Payments systems implementation engagements.
• Serve as a business architect during client engagements.
• Participate in the development of best-in-class, reusable assets.
• Participate in business development to originate new client opportunities.
• Must be willing to travel up to 80% (Monday - Thursday)

Here’s What You Need

• 10+ years of relevant experience in one or more specific payment areas in any of the following payment domains:
• Card: Private label, Credit, Online Debit, Offline Debit, Prepaid, ATM, Acquirer/Issuer
• Retail: P2P, Bill Payment, Mobile Payments, Electronic Bill Presentment, Micro Payments
• Electronic: ACH, Domestic Wire, International Wire, Fedwire/CHIPS, SWIFT
• Cash / Treasury Management: Sales, Relationship, Operations and/or Product Delivery
• 10+ years’ experience with consulting project delivery including managing or creating project deliverables, and managing projects within timelines and budgets within management consulting or industry experience within a large commercial bank or payment provider

Preferred Qualifications

Experience with:

• Multiple credit card implementations for consumer or commercial card issuers
• Complex program / transformation delivery, including PMO, value management, and/or change management
• Credit card operating model advisory for issuers
• Use of AI tools to de‑risk and accelerate testing and conversions
• Industry experience within Consumer, Commercial or new payment flows. Demonstrated business and technology expertise across the end‑to‑end payment lifecycles and operating models
• Successful track record of performing operating model design, business process design, and system functional design.
• Experience with vendor platforms enabling seamless delivery of payments products is preferred.
• Ability to develop and manage relationships with client management.
• Payments industry expertise in alternative/emerging payments
• Understanding of end‑to‑end payments lifecycle
• Business Architecture - Applied in solution planning, and requirements definition and analysis
• Baseline understanding of the principles of technology
• Requirements Analysis
• Functional Design

Professional Skills Required:

• Proven ability to work independently and as a team member
• Proven ability to work creatively and analytically in a problem‑solving environment
• Excellent leadership, communication (written and oral) and interpersonal skills

Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.

We anticipate this job posting will be posted until 09/24/2026.

Benefits

• Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here:

U.S. Employee Benefits | Accenture

Role Location Annual Salary Range

• California $132,500 to $338,300
• Cleveland $122,700 to $270,600
• Colorado $132,500 to $292,200
• District of Columbia $141,100 to $311,200
• Illinois $122,700 to $292,200
• Maine $112,900 to $249,000
• Maryland $132,500 to $292,200
• Massachusetts $132,500 to $311,200
• Minnesota $132,500 to $292,200
• New York $122,700 to $338,300
• New Jersey $141,100 to $338,300
• Virginia $122,700 to $311,200
• Washington $141,100 to $311,200
• New York City, NY
• Albany, NY
• Arlington, VA
• Atlanta, GA
• Austin, TX
• Beaverton, OR
• Bentonville, AR
• Boston, MA
• Carmel, IN
• Charlotte, NC
• Chicago, IL
• Cincinnati, OH
• Cleveland, OH
• Columbus, OH
• Culver City, CA
• Denver, CO
• Des Moines, IA
• Detroit, MI
• Hartford, CT
• Houston, TX
• Irving, TX
• Kirkland, WA
• Miami, FL
• Milwaukee, WI
• Minneapolis, MN
• Morristown, NJ
• Mountain View, CA
• Nashville, TN
• Oklahoma City, OK
• Overland Park, KS
• Philadelphia, PA
• Pittsburgh, PA
• Raleigh, NC
• Redmond, WA
• Sacramento, CA
• San Diego, CA
• San Francisco, CA
• Scottsdale, AZ
• Seattle, WA
• St. Louis, MO
• St. Petersburg, FL
• Walnut Creek, CA

Requesting an Accommodation

Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences.All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law.Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.

For details, view a copy of theAccenture Equal Opportunity Statement

Accenture is an EEO and

Affirmative Action Employer of Veterans/Individuals with Disabilities.

Accenture is committed to providing veteran employment opportunities to our service men and women.

Other Employment Statements

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.

Candidates who