Banking Compliance Specialist: Policy & Risk Guardian

Cogent-Bank; Florida; On-site; USD 65,000 - 95,000; Full time

Job summary

Cogent-Bank in Florida is seeking a Compliance Specialist to monitor and ensure adherence to federal and state banking regulations, internal controls, and bank policies. You will work with multiple teams to review procedures and respond to regulatory inquiries.

The role focuses on enhancing compliance program effectiveness through ongoing monitoring, training, and policy updates, while mitigating risk and maintaining alignment with legal standards.

Qualifications

• High School diploma or GED required; minimum 3 years of deposit and lending compliance experience within financial institutions or auditing firms.
• Solid understanding of banking operations and governing regulations.

Responsibilities

• Internal Compliance Monitoring: Review reports, logs, and data daily to detect trends and potential compliance risks.
• Periodic reviews of branch, lending, and deposit operations to ensure policy and regulatory adherence (e.g., Flood Insurance, HMDA, TISA, OFAC).
• Assign/remove associates from training and compliance systems as appropriate.
• Review internal reports for accuracy and adherence to regulatory and internal policies.
• Identify and communicate compliance deficiencies and work with management on corrective actions.
• Policy & Procedure Management: Edit and align policies with regulatory changes and best practices.
• Training & Education: Assess, assign, and monitor compliance training via FIS Reg U for all associates annually; develop training materials and deliver sessions.

Skills

Regulatory knowledge

Organizational skills

Analytical skills

Communication skills

MS Office

Education

High School diploma or GED

Tools

MS Office Suite

Job description

Cogent-Bank in Florida is seeking a Compliance Specialist to monitor and ensure adherence to federal and state banking regulations, internal controls, and bank policies. You will work with multiple teams to review procedures and respond to regulatory inquiries.

The role focuses on enhancing compliance program effectiveness through ongoing monitoring, training, and policy updates, while mitigating risk and maintaining alignment with legal standards.