Bank Secrecy Act Specialist

First-Florida-Credit-Union; Jacksonville (FL); On-site; USD 65,000 - 90,000; Full time

Job summary

First Florida Credit Union seeks an experienced Audit professional to join the Risk Management team in Jacksonville. You will review BSA/AML alerts in Verafin, determine necessary SAR filings, and perform monthly QC on new business accounts to ensure accuracy and compliance.

In this role, you will collaborate with other credit unions on shared CTR transactions, evaluate large transactions for risk, and train staff on regulatory topics. A 2-year degree or equivalent AML certification is preferred.

Qualifications

• 3–5 years of related audit/compliance experience.
• Education aligns with a two-year degree or equivalent certification.
• Proficiency with BSA/AML regulations and SAR/CTR filings.

Responsibilities

• Review BSA alerts in Verafin; research activity and open cases with notes.
• Determine if SAR needs to be filed and file accurately/timely.
• QC on new business accounts monthly; provide reports to staff/management.
• Assist with CTR transactions and shared CTR efforts with other credit unions.
• Review large transactions (POA, deceased accounts, guardianship) for risk and approval.
• Provide staff training on compliance topics; assist supervisor as needed.
• Prepare SSI/Treasury Account Verification as required.

Skills

Auditing

BSA/AML

SAR Filing

CTR Filing

Verafin

Risk Management

Reporting

Training & Guidance

Education

Two-year college degree

AML/SAR/CTR certification

Tools

Verafin

Microsoft Excel

Audit software

Job description

Do you want to be part of a dynamic institution that is one of the fastest growing credit unions in the country? Become a part of the First Florida Credit Union team where our employees create a culture that enables our organization to be among one of the 100 Best Companies to Work For in Florida as designated by Florida Trend magazine for over a decade. Our employees are the critical element in fulfilling the First Florida Credit Union mission of being a thriving credit union creating value for members by deepening relationships with current members and engaging with potential members.Also, First Florida Credit Union recognizes the importance of benefits that provide financial security for our employees and their families and is committed to providing a competitive benefits package to eligible employees.Role:Responsible for assigned audit functions within the Risk Management Department as well as reporting findingsto supervisor.Essential Functions & Responsibilities:Review Bank Secrecy Act (BSA) alerts in Verafin, research activity, open cases with detailednotes and determine if a SAR needs to be filed.Ensure that SAR and CTR reports are filed accurately and timely. Keep abreast of changes toSAR and CTR form filings.Conduct quality control on all new business accounts on a monthly basis and provide reports tobranch staff and management.Work with other credit unions as necessary on shared branch CTR transactions.Responsible for reviewing large transactions related to powers of attorney, deceased accountfunds disbursements, guardianship requests, possible fraudulent transactions and other unusualrequests and make decisions up to established approval limits,Assist staff with compliance related topics as needed.Responsible for SSI/Treasury Verification of Account Requests.Assist with staff training as requested by supervisor.Responsible for compliance with all credit union policies including the Bank Secrecy Act andCustomer Identification Program.Perform other job related duties as assigned.Performance Measurements:1. Adhere to the Credit Union Service Standards in all interactions both internal and external as well asemploying CML (Creating Member Loyalty) skills.2. Ensure departments and staff are made aware of all new changes affecting their compliance within therequired time frame as established by management.3. Prepare the periodic reports timely, accurately and professionally.4. Keep management informed of key operation issues affecting the department.5. Keep informed of current fraud trends and methods to prevent loss.6. Provide information to supervisor concerning the results of audit findings.7. Attend assigned meetings and seminars relating to compliance/security regularly to keep abreast of trendsand changes and report findings to supervisor.Knowledge and Skills:Experience Three years to five years of similar or related experience.Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing,or (3) completion of specialized training courses conducted by vendors, or (4) job-specificskills acquired through an apprenticeship program.Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization forthe purpose of first-level conflict resolution, building relationships, and solicitingcooperation. Discussions involve a higher degree of confidentiality and discretion,requiring diplomacy and tact in communication.Other Skills Must possess excellent oral and written communication skills; be detail oriented and able towork independently.Excellent organizational and editing skills, able to create reports using various softwaresystems as provided by the Credit Union.PhysicalRequirements This is sedentary work which requires the following physical activities: bending, stooping,kneeling, crouching, sitting, walking, finger dexterity, feeling, repetitive motions, talking,hearing and visual acuity. Specific vision abilities required for this job include close vision,distance vision, color vision, peripheral vision, depth perception, and the ability to adjustfocus. As required or requested, may exert up to 25 pounds of force occasionally and/or anegligible amount of force constantly to lift, carry, push, pull or otherwise move objects.Work Environment Generally inside work with occasional exposure to weather conditions.This Job Description is not a complete statement of all duties and responsibilities comprising the position.