Bank CFO

Sales Consultants of Sacramento; Merrillville (IN); On-site; USD 350,000 - 700,000; Full time

Job summary

MRINetwork is seeking an accomplished banking finance executive to serve as Chief Financial Officer for a family-owned bank with significant assets. The CFO will lead finance, drive strategy, and partner with leadership, the board, and ownership to sustain growth and independence.

The ideal candidate will have board and regulator interaction experience, strong treasury/ALM expertise, and a track record of improving financial performance in a banking environment.

Qualifications

• Bachelor’s degree in accounting, finance, economics, or related field.
• CPA, CFA, or advanced degree preferred.
• Experience presenting to boards and regulators.
• CFO/ Deputy CFO at a bank holding company (≥$15B assets).
• Progressive banking finance leadership experience.

Responsibilities

• Lead the bank’s finance organization including accounting, reporting, budgeting and tax.
• Develop financial strategies balancing profitability, liquidity and risk.
• Direct annual budgeting, multi-year planning, forecasting and scenario analysis.
• Lead asset-liability management with ALCO, including rate risk and funding.
• Partner with business leaders to improve pricing, profitability and efficiency.
• Oversee regulatory reporting, controls, and auditor/regulator relations.
• Assess financial impact of growth initiatives and new products.
• Ensure finance systems and governance scale with bank growth.
• Communicate results and strategic options to executives and ownership.
• Recruit and develop a high-performing finance team.

Skills

Strategic leadership

Treasury & ALM

Financial planning

Regulatory reporting

Board/ regulator communication

Education

Bachelor’s degree in accounting/finance

CPA or CFA or advanced degree preferred

Job description

Immediate opening for an accomplished banking finance executive to help shape the future of an independent, family-owned financial institution. With a heritage dating to 1895 and nearly $10 billion in assets, our client combines meaningful scale with a commitment to personal service, community relationships, and long-term independence.

The Chief Financial Officer will provide strategic financial leadership, strengthen balance sheet performance, and support sustainable growth. This executive will serve as a trusted partner to executive leadership, the board, and family ownership, translating financial insights into sound business decisions while preserving the bank’s relationship-focused culture.

RESPONSIBILITIES:

• Lead the bank’s finance organization, including accounting, financial reporting, financial planning and analysis, treasury, budgeting, and tax, subject to the final organizational structure.
• Develop financial strategies that balance profitability, capital strength, liquidity, prudent risk management, and long-term shareholder value.
• Direct annual budgeting, multiyear planning, forecasting, and scenario analysis. Provide clear recommendations on business performance, resource allocation, and strategic investments.
• Lead asset-liability management in partnership with ALCO, including interest rate risk analysis, funding strategy, deposit economics, investment portfolio positioning, and contingency liquidity planning.
• Partner with commercial, retail, and other business leaders to improve pricing discipline, relationship profitability, operating efficiency, and returns on capital.
• Oversee accurate, timely financial and regulatory reporting, effective internal controls, and productive relationships with external auditors and regulatory authorities.
• Partner with credit and risk leadership on the financial implications of credit trends, portfolio concentrations, and the allowance for credit losses.
• Evaluate the financial impact of branch expansion, technology investments, new products, and other growth initiatives.
• Ensure finance capabilities, systems, and governance evolve with the bank’s size and complexity.
• Communicate financial results, risks, and strategic alternatives clearly to executive leadership, directors, and ownership.
• Recruit, develop, and retain a strong finance team, establishing accountability, succession depth, and a collaborative service culture.

REQUIREMENTS:

• Prior experience as Chief Financial Officer or Deputy Chief Financial Officer at a bank or bank holding company with at least $15 billion in assets.
• Substantial progressive banking finance experience, including executive leadership across multiple finance disciplines.
• Demonstrated expertise in treasury, asset-liability management, liquidity, capital planning, financial reporting, and performance management.
• Strong understanding of commercial banking economics, deposit funding, investment securities, credit loss accounting, and regulatory reporting.
• Experience presenting to boards and working directly with regulators and external auditors.
• Evidence of improving financial performance, developing talent, and modernizing finance processes and reporting.
• Bachelor’s degree in accounting, finance, economics, or a related discipline. CPA, CFA, or an advanced degree preferred.
• Ability to combine the discipline gained at a larger institution with a practical, collaborative approach suited to an independent bank