Banamex - Fraud Risk Analyst I - C09

Citi; United States; Remote; USD 50,000 - 70,000; Full time

Job summary

As a Fraud Risk Analyst I at a leading company, you will be engaged in minimizing application fraud losses and managing verification processes related to credit cards and loans. The role requires a good understanding of banking products and regulations, alongside analytical skills to assess risks effectively.

Qualifications

• Good knowledge of Banking products and processes – credit cards, personal, home loans, and bank accounts.
• Conocimiento en procesos de prevención de Fraudes.
• Conocimientos en mitigación de riesgo.

Responsibilities

• Minimizes application fraud losses by implementing fraud prevention processes.
• Manages Pre-Acquisition sampling for given locations and post-acquisition verification processes.
• Reviews alerts to avoid fraudulent credit card bookings.

Skills

Analytical Thinking

Operational Risks

Risk Identification and Assessment

Policy and Procedure

Issue Management

Education

Bachelor’s/University degree or equivalent experience

Job description

The Fraud Risk Analyst I is a trainee professional role. Requires a good knowledge of the range of processes, procedures and systems to be used in carrying out assigned tasks and a basic understanding of the underlying concepts and principles upon which the job is based. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Makes evaluative judgements based on the analysis of factual information. They are expected to resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own job.

Responsibilities:

• Minimizes application fraud losses by implementing and managing various pre acquisition fraud prevention processes
• Manages Pre- Acquisition sampling for the given location and post acquisition verification processes
• Reviews sampling reports sent by outsourced vendors and provide the same to Credit Initiation teams post validation
• Reviews the alerts received to ensure that fraudulent credit card booking is avoided
• Provides feedback, updates and MIS to internal stake holders on emerging fraud trends and fraudulent applications
• Performs other duties and functions as assigned
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Good knowledge of Banking products and processes – credit cards, personal, home loans and bank accounts

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Conocimiento en procesos de prevención de Fraudes
Conocimientos en mitigación de riesgo

Conocimiento en control, política e ISSUES.

Uso de open pages.

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Job Family Group:

Risk Management

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Job Family:

Fraud Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Design Controls, Escalation Management, Issue Management, Operational Risks, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.

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