Backend Engineer - Scalable Payments & Benefits Platform

Thatch; San Francisco (CA); Remote; USD 161,000 - 230,000; Full time

Job summary

Thatch is a fully distributed health benefits software company hiring a Backend Software Engineer in the United States. You will design and build core backend systems, data models, and fund flows to power enrollments, payments, and benefits management.

You’ll integrate with payroll providers, banks, and insurers, while driving reliability through automation and observability. You will work with engineers across teams to own production systems, tackle complex edge cases, and ship with speed and

Qualifications

• Experience building and maintaining backend systems in production environments.
• Ability to design robust data models and complex workflows.
• Experience with financial transactions, payments, or payroll is a plus.
• Mentoring or technical leadership experience is a plus.

Responsibilities

• Design, build, and evolve backend systems for enrollments, payments, payroll, and benefits management.
• Architect data models and fund flows for high-volume financial transactions.
• Build integrations with payroll providers, banks, insurers, and partners.
• Improve reliability via automation, tooling, monitoring, and observability.
• Own production systems, including debugging and long-term maintainability.

Tools

Ruby on Rails

React

TailwindCSS

Python

JavaScript

Job description

Thatch is a fully distributed health benefits software company hiring a Backend Software Engineer in the United States. You will design and build core backend systems, data models, and fund flows to power enrollments, payments, and benefits management.

You’ll integrate with payroll providers, banks, and insurers, while driving reliability through automation and observability. You will work with engineers across teams to own production systems, tackle complex edge cases, and ship with speed and