Backend Engineer, Payments and Risk

Sanics Edu; Northern (KY); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Stripe is seeking Backend engineers to influence money management at a global scale by building ergonomic APIs and expanding a balance management platform. You will collaborate with cross-functional teams—from Infrastructure to Product—to deliver innovative solutions for enterprise and SMB users.

You will work on extending funds accessibility and ensure scalable, reliable services, with a focus on growth and security across payment-related platforms.

Qualifications

• 2–12+ years of industry software engineering experience (excludes internships/co-ops).
• Strong coding skills in any programming language; language agnostic interview process.
• Strong collaboration skills across workstreams.
• Ability to work with high autonomy and take ownership.
• Interest in being a generalist across technologies and stacks.

Responsibilities

• Scope, design, build, and maintain APIs, services, and large-scale systems for billions of money-movement requests.
• Debug and resolve production issues across services and layers of the stack.
• Mentor engineers to grow professionally.
• Collaborate with stakeholders to build new features at scale and improve internal standards, tooling, and processes.
• Collaborate effectively in a distributed and hybrid team with open communication.

Skills

Software engineering

Autonomy

Entrepreneurial mindset

Cross-functional collaboration

Generalist across stacks

Tools

GraphQL

gRPC

Docker

Kubernetes

AWS

Job description

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Organization

Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe's brand and financial stability.

Team Matching

Exact team matching for one of the subteams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc.

What you'll do

We're looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You'll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams - from Infrastructure to Product - at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities

• Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
• Debug and solve critical production issues across services and multiple levels of the stack
• Mentor engineers to help them grow
• Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
• Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role.

The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops)
• Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
• Strong collaboration skills, can work across workstreams within your team and contribute to your peers' success
• Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
• Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

Preferred Qualifications

• Experience with large-scale financial tracking systems
• Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.)