Backend engineer in fintech

First Circle; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Macbooks

Private health insurance

Training budgets

Travel opportunities

Job summary

First Circle ищет опытного backend-инженера для разработки и поддержки продакшн-систем на Kotlin, Java или Ruby. Вы будете строить масштабируемые API, отвечать за надёжность сервисов и сотрудничать с командой для быстрой поставки функций.

Мы ценим знание API-дизайна, проектирования баз данных и опыт работы в динамичной среде. Возможна удалённая работа, с опциями поездок и оффисами по мере необходимости.

Qualifications

• 5+ лет опыта разработки и эксплуатации продакшн backend систем на Kotlin, Java или Ruby.
• Умение проектировать API и работать с реляционными базами данных.
• Опыт развёртывания и мониторинга сервисов в продакшне; устойчивость систем.

Responsibilities

• Строить и развивать backend-сервисы и API, чтобы они были быстрыми, надёжными и легко изменяемыми.
• Перевод идеи в продукцию: сотрудничество с продуктом и дизайном, измерение результатов и улучшение.
• Принятие архитектурных решений и баланс скорости и долговечности решений.
• Код-ревью и наставничество инженеров.
• Сотрудничество с командами продукта, дизайна и бизнеса для реализации реальных потребностей и обоснования trade-offs.

Skills

Backend development

Kotlin/Java/Ruby

API design

Production systems

Data modelling

Tools

Relational databases

AI tools

Job description

Описание: First Circle is an SME-focused, credit-centric, and multi-product NeoBank in SE Asia which is fast-growing (>100%), profitable, and internationalising soon. We started life as an SME lender in the Philippines in 2016 to solve the SME credit gap by using technology to systemise underwriting, deliver exceptional UX, and automate away delivery costs. We've delivered our clients the fastest, cheapest, most flexible credit line available to businesses anywhere in Southeast Asia.

Задачи:

Build and evolve backend services and APIs that are fast, reliable, and easy to change Take features from first idea to production: shape the approach with product and design, ship it, measure what happens, and improve it Help make architectural decisions, write clear technical proposals, and balance speed with solutions that will hold up over time Keep your services running smoothly by setting up clear ways to spot issues early, respond quickly, and support users when something goes wrong Review code, share what you know, and help other engineers grow Work across product, design, and business to turn real needs into practical technical solutions—and explain the trade-offs clearly

Требования:

5+ years of experience building and operating production backend systems in Kotlin, Java, or Ruby Strong foundations in API design, relational databases, and data modeling, with a clear sense of how to keep data consistent as systems scale Hands-on experience running services in production: debugging effectively, investigating incidents, and making systems more resilient afterwards Comfortable working in a fast-moving environment where priorities can evolve Curiosity about AI and practical experience using it, whether you're building LLM-powered features or using AI tools to work more effectively day to day Будет плюсом: Experience in a startup environment, fintech, payroll, payments, or banking is a strong plus (especially if you've shipped products in regulated environments)

Условия:

No fixed budget, we hire globally and adjust offers based on experience and market rate Flexibility around working hours and location. The role can be worked remotely, with the option to work from one of our offices. We have co-working space in Belgrade where other senior engineers are based Macbooks, private health insurance, training budgets and more! Opportunity to travel to South East Asia