AVP, Senior Credit Analyst

First Western; Boulder (CO); On-site; USD 77,000 - 108,000; Full time

Benefits offered by this job

401(k) plan with employer match

Parking benefits

Health and wellness benefits (HSA/FSA)

Paid time off & holidays

Professional development programs

Certifications sponsorship

Collaborative culture

Job summary

First Western Trust in Boulder, CO is seeking an AVP, Senior Credit Analyst to identify revenue opportunities across loans, deposits, and investments. You will underwrite, oversee portfolios, and guide credit workflows from inquiry to closing. The role demands strong analytics, independence, and collaboration in a fast-paced environment.

Ideal candidates hold a business/finance degree with 5–7 years of credit experience, advanced Excel, and CRM proficiency. NMLS registration is required on hire.

Qualifications

• Bachelor’s degree in business, finance, or related field is required.
• 5–7 years of lending, underwriting, and/or credit experience.
• Proficient in Excel and banking software with CRM experience.
• Strong analytical, communication, and organizational skills.
• NMLS registration upon hire.

Responsibilities

• Underwrite and analyze complex loan requests, renewals, and modifications.
• Coordinate all stages of the credit process from outreach to onboarding.
• Maintain loan portfolio with tracking of past dues, covenants, and annual reviews.
• Support cross-selling by identifying new lending opportunities.
• Collaborate with bankers and teams to develop new business.
• Provide training to Credit Analysts and Loan Associates while ensuring compliance.

Skills

Analytical thinking

Communication skills

Team collaboration

Independent work

Time management

Customer focus

Education

Bachelor’s degree in business, finance, or related field

Tools

Excel (Advanced)

Banking software

CRM systems

Microsoft Office Suite

Job description

Salary

$77,000 - $108,000/YR. Actual offer will be based on experience, location, education, and/or skills.

Who We’re Looking For

You’re an experienced credit professional with a strong foundation in underwriting, portfolio management, and client servicing. You work efficiently in a fast-paced environment, maintain high standards of credit quality, and support revenue generation through sound analysis and process execution. You bring structure to complex loan requests, mentor junior team members, and uphold compliance across all stages of the credit lifecycle. If you’re detail-oriented, disciplined, and skilled at managing both relationships and risk—this role is for you.

About the Role

The AVP, Senior Credit Analyst supports the Profit Center by identifying key revenue-generating opportunities across loans, deposits, and investment assets. The role contributes to client growth and retention through accurate underwriting, portfolio oversight, and coordination of the full credit process. Responsibilities include evaluating new loan requests, managing renewals, and ensuring compliance with pricing, credit, and documentation standards. This position maintains the health of the loan portfolio by tracking exceptions, covenant requirements, and past-dues while supporting Relationship Bankers in delivering comprehensive financial solutions. Success requires strong analytical skills, independent execution, and the ability to operate efficiently in a fast-paced, evolving environment.

What You’ll Do

• Underwrite and analyze complex loan requests, renewals, and modifications, ensuring credit quality, sound structure, and alignment with client needs.
• Coordinate all stages of the credit process—from client outreach and document collection to loan application, approval, closing, and onboarding.
• Maintain the loan portfolio through proactive administration, including tracking past dues, maturing loans, covenants, exceptions, and annual reviews.
• Support cross-selling efforts by identifying new lending opportunities for existing clients and introducing additional bank products.
• Collaborate with Relationship Bankers and internal teams to support new business development for both existing and prospective clients.
• Provide training and guidance to Credit Analysts and Loan Associates while ensuring compliance with internal policies and regulatory requirements.

What You Bring

• Bachelor’s degree in business, finance, or a related field
• 5–7 years of lending, underwriting, and/or credit experience
• Proficiency in Microsoft Office Suite, with advanced Excel skills
• Experience with banking and credit software
• Experience with CRM systems
• Strong mathematical and analytical skills
• High initiative and follow-through
• Ability to work independently and with a team
• Excellent written and verbal communication skills
• Strong organizational skills with the ability to prioritize and multi-task
• Self-starter with the ability to collaborate across teams and with clients
• NMLS registration upon hire

What We Offer

• 401(k) plan with employer match
• Paid parking and transportation benefits
• Comprehensive health and wellness benefits, including Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), with medical, dental, and vision coverage
• Generous paid time off and bank holidays
• Access to training and professional development programs
• Sponsorship and support for professional certifications
• A culture of collaboration, continuous improvement, and shared success

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status.