AVP Portfolio Analytics (FT)

Westfield Bank; Springfield (MA); On-site; USD 70,144 - 105,217; Full time

Job summary

Westfield Bank is seeking an AVP of Portfolio Analytics in Springfield, MA to oversee the internal loan review program and supervise Portfolio and Documentation staff. The role reports to the 1st VP, Credit Administration and focuses on ensuring compliance with policies and regulatory requirements.

The position involves leading the daily operations of the portfolio analytics function, guiding staff development, and coordinating with auditors and examiners.

Qualifications

• Bachelor’s degree or equivalent required.
• Strong leadership and decision-making abilities.
• Proven project management and communication skills.

Responsibilities

• Oversee internal loan review processes and ensure regulatory alignment.
• Perform analyses of commercial loan portfolio segments to support external review.
• Provide training and supervision to Portfolio and Documentation staff.
• Monitor regulatory changes and update procedures accordingly.
• Assist auditors and respond to inquiries from internal and external stakeholders.

Skills

Decision Making

Leadership

Project Management

Education

Bachelor's Degree or equivalent

Tools

Microsoft Office

Job description

Position Details

AVP Portfolio Analytics (FT) Springfield, MA $70,144.78 ? $105,217.17

• Annually Job Title: AVP, Portfolio Analytics
• Department: Credit
• Administration Job Status: Full Time
• FLSA Status: Exempt
• Grade: 11
• Amount of Travel: Some Travel
• Reports To: 1st VP, Credit Administration
• Positions Supervised: Documentation Specialist, Senior Portfolio Analyst

Position Summary

Under the guidance of the 1st VP, Credit Administration, the AVP, Portfolio Analytics is responsible for the internal loan review program and overseeing the day-to-day functions of the Portfolio and Document Specialists. Ensures that all policies, procedures and regulations are followed as they pertain to the Department.

ESSENTIAL FUNCTIONS

• Oversees the internal loan review process, ensuring the review program meets or exceeds regulatory guidance on an annual basis.
• Completes and documents loan review analyses on specific segments of the commercial loan portfolio that are strategically targeted to supplement external loan review.
• Guides, directs and develops training and work assignments of subordinates.
• Identifies weaknesses and coordinates training for staff as needed.
• Monitors the financial statement tickler process and assumes responsibility for the software utilized to maintain the ticklers.
• Makes appropriate recommendations to Management on changes, additions or replacement of system.
• Keeps abreast of all regulatory changes, internal policy and procedure updates.
• Strategizes and updates workflow procedures and technology to create efficiencies within the department.
• Assists in responding to requests of outside and inside auditors, examiners and external loan review.
• Performs Credit Administration related duties as needed.
• Must complete BSA, AML, and other Regulatory and Continuing Education as assigned.
• Must adhere to all bank and regulatory policies and procedures.
• And Procedures Specific To Position. Assumes Additional Responsibilities as requested.

Position Qualifications

• Competencies Decision Making/Judgment Leadership & Employee Development Management
• Effectiveness Planning Project Management Education/Experience/Skills & Abilities
• Bachelor?s Degree or the equivalent work-related experience required.
• One to three years of management experience.
• Knowledge of each operational aspect of the department.
• Excellent communication skills.
• Working knowledge of Microsoft Office required.
• Ability to organize, prioritize, delegate, meet deadlines and balance numerous tasks at the same time.

Physical Demands

Physical Demands Lift/Carry Stand
Occasionally 10 lbs or less
Frequently Walk Occasionally 11 ? 20 lbs
Occasionally Sit Constantly 21 ? 50 lbs Not Applicable
Handling/Fingering Frequently 51 ? 100 lbs Not Applicable Reach Outward
Occasionally Over 100 lbs Not Applicable Reach Above Shoulder
Occasionally Push/Pull Climb Occasionally 12 lbs or less Occasionally
Crawl Not Applicable 13 ? 25 lbs Occasionally Squat or Kneel
Occasionally 26 ? 40lbs Not Applicable Bend Occasionally 41 ? 100 lbs