AVP General Lending

Legacyar; Arkansas; On-site; USD 45,000 - 65,000; Full time

Job summary

Legacyar in the United States (Arkansas) seeks a loan professional responsible for interviewing loan applicants, underwriting commercial requests, and preparing materials for approval to lending committees. This role also services all loans and drives growth through proactive business development.

The candidate will maintain past due and technical exception metrics, work with loan portfolios up to $25MM, and participate in staff meetings and committee reviews as required.

Qualifications

• Bachelor's degree in finance, accounting or related area is required or four years banking experience in lieu of degree.
• Minimum of 4 years banking experience or a bachelor’s degree in finance, accounting, or related area.
• Interviews and underwrites consumer and small business loan applicants.

Responsibilities

• Interview consumer and small business loan applicants to originate loans.
• Underwrite commercial loan requests and prepare material for loan approvals.
• Service loans originated and assigned, maintain past due and technical exception percentages, and support loan growth goals.
• Seek additional loan opportunities through calling and business development.
• Present loans at Lending Staff meetings and loan committees as needed.

Skills

Interviewing

Underwriting

Customer service

Education

Bachelor's degree in finance or accounting

High School Diploma or GED

Job description

Description

Position Summary

This position has responsibility for interviewing consumer and small business loan applicants, underwriting commercial loan requests, preparing written material for loan approvals to appropriate lending committees, and servicing all loans originated and assigned. Proper servicing to include is not limited to, maintaining proper past due percentages, technical exception percentages, and achieving assigned loan growth goals when applicable. Additionally, this position will actively seek additional consumer and small business loan opportunities through calling efforts and other business development means.

Major Duties & Accountabilities

• Takes part in and embraces the Legacy Culture by giving outstanding customer service to both internal and external customers.
• Interviews and works with consumer and small business loan applicants to originate consumer and commercial loans that are profitable, are within the bank’s defined market area, meet bank established desired loan types, and that are policy conforming.
• Well versed in all types of financial underwriting and commercial loan collateral types and perfection.
• Will have the ability to service and underwrite commercial loans to include loans and loan relationships that up to $1MM.
• Actively seeks additional commercial loan business through calling efforts and other business development means.
• Effectively services all assigned loans within portfolio up to $25MM.
• Works to maintain established goals related to lender performance for assigned and serviced portfolio to include, but not limited to, past due percentages, technical exception percentages, and assigned portfolio growth levels when applicable.
• Attends and participates in all Lending Staff meetings.
• Attends Senior Loan Committee and Directors’ Loan Committee as needed to present loans.
• Successfully participates in loan growth goals as established by manager.
• Is active in local community functions and groups appropriate and/or as directed by manager.
• Other duties as assigned.

Requirements

Required

• 21 years of age.
• High School Diploma or GED equivalent.
• Minimum of 4 years banking OR bachelor’s degree in finance, accounting, or related area.

Preferred

• Previous consumer lending experience.
• Bachelor’s degree in finance, accounting, or related area.