Vice President, Commercial Loan Officer

Commercial Bank; Grand Rapids (MI); On-site; USD 60,000 - 80,000; Full time

Job summary

A leading financial institution in Grand Rapids, Michigan seeks an experienced commercial lender responsible for developing new loan and deposit customers while servicing an existing portfolio. The ideal candidate must have at least 3 years of experience in commercial lending, strong organizational and business development skills, and the ability to communicate effectively. This role offers a dynamic work environment and significant community engagement opportunities.

Qualifications

• 3+ years of experience in commercial lending or related experience preferred.
• Ability to understand, analyze, and structure various types of commercial loan requests.
• Must maintain a high level of confidentiality.

Responsibilities

• Develops and manages a customer portfolio including commercial loans and deposit products.
• Processes loan maturities and renewals.
• Attends loan committee meetings and provides feedback.
• Conducts collection activity on delinquent loan accounts.

Skills

Organizational skills

Sales and business development skills

Effective communication

Interpersonal skills

Problem-solving skills

Education

Bachelor’s degree in finance, business, economics, or related field

Job description

Assume responsibility for developing new loan and deposit customers while servicing existing loan customers in assigned portfolio. Must have the ability to establish and promote business development efforts throughout the bank’s market which lead to relationship and lending opportunities. This position requires a high level of organizational skills and attention to detail. Ability to communicate effectively with both customers and bank staff, both verbally and in writing. Ability to understand, analyze, and structure various types of commercial loan requests. Must be able to identify priorities and deadlines and determine work schedule to meet those deadlines. Must demonstrate sales and business development skills. Must maintain a high level of confidentiality. Must possess PC skills at an intermediate level. Ability to learn compliance and legal issues as they apply to business and personal loans. Ability to make decisions within set parameters.

Responsibilities

Included but not limited to:

• Develops and manages a customer portfolio that includes commercial loans, consumer loans and deposit products.
• Attends loan committee meetings as required, with the ability to provide structural feedback to the committee.
• Processes loan maturities and renewals.
• Collects all necessary documents to submit to the Credit Department for analysis.
• Assists the Credit Department with loan information for loan committee presentations.
• Represents the Bank at various networking functions to further the Bank’s reputation and reach in the community.
• Performs job functions in compliance with all company policies, federal and state rules, and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC, and GLBA/privacy rules.
• Other responsibilities will include assisting in the overall management of the branch as well as supporting other needs that may arise in the course of running a bank.
• Close loan with borrower(s).
• Conduct collection activity on delinquent loan accounts – including phone calls, written correspondence, and face‑to‑face contact with borrower and property inspections.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Education/Certification/Licensing: Bachelor’s degree in finance, business, economics, or a related field of study.

Experience: Minimum requirement of 3 years experience in commercial lending or related experience preferred.

Other Requirements: A high level of organizational skills, strong organizational skills, excellent written, verbal, interpersonal, and problem‑solving skills; ability to communicate effectively and project a professional image.