AVP Consumer Relationship Manager

First-Financial-Bankshares; Magnolia (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

First-Financial-Bankshares in Magnolia, Texas, is seeking a Consumer Lending Officer with at least five years of experience in consumer lending and a bachelor’s degree in Finance or related field. The role focuses on originating direct consumer and Home Equity loans while upholding bank standards.

You will promote customer relations, seek new business, and ensure lending terms comply with policies. Active participation in a service-driven culture is expected, with equal opportunity employer

Qualifications

• Excellent communication and human relation skills are required.
• Minimum of five years of Consumer Lending experience.
• Bachelor's degree in Finance or related field.

Responsibilities

• Make all types of direct consumer and Home Equity loans that are consistent with bank standards.
• Promote good customer relations and seek and develop quality new business including profitable depository accounts.
• Assess and determine credit terms within lending limits and bank policies.
• Actively participate in Customer Service First sales and service culture and follow company policies.

Skills

Communication skills

Interpersonal skills

Business development

Education

Bachelor's degree in Finance or related field

Job description

AddressWe’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.Job Description:Office Location:Magnolia, Texas, United StatesSCOPE/CONTACTS:Incumbent has frequent contact with directors, top management, employees and community leaders. Performs business development activities in retail market area. This officer must represent the bank in a variety of social and business events.ESSENTIAL FUNCTIONS:To make all types of direct consumer and Home Equity loans which are consistent in quality to satisfy Bank standards for safety and profitability; to promote good customer relations; and to seek and develop quality new business including profitable depository accounts.Incumbent is responsible for the sound extension or denial of credit to customers seeking loans on a direct basis and is accountable for the terms extended on such credit.This position is guided by the Bank's policies, procedures and lending limits.Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.MINIMUM QUALIFICATIONS:This position requires a minimum of five years of Consumer Lending experience and a bachelor’s degree in Finance or related field.Excellent communication and human relation skills also required.Incumbent should be seasoned in consumer and retail lending, marketing, and management.The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)