AVP Commercial Underwriter

JCW Group; California; On-site; USD 80,000 - 100,000; Full time

Job description

Senior Consultant, Corporate and Commercial Banking Recruiter at JCW (347-293-1533)

About the Company

A growing commercial bank is seeking a Commercial Credit Underwriter to evaluate large commercial credit requests and prepare credit authorizations. This role will partner closely with account officers to ensure sound credit decisions and high-quality underwriting.

About the Role

• Underwrite commercial & industrial (C&I) and commercial real estate (CRE) loans, including collateral and financial analysis.
• Prepare Credit Authorization Memoranda (CAM) with detailed credit risk assessments and recommendations.
• Analyze borrower financials, cash flow, and business risks to determine creditworthiness.
• Assist with problem loan reports, exposure analysis, and other credit-related reviews as needed.

Qualifications

• Bachelor’s degree in Business, Accounting, or related field, or equivalent experience.
• 3+ years of commercial loan underwriting experience, including complex credits (ABL, construction, participations, CRE).
• Strong knowledge of financial analysis, loan structuring, and regulatory guidelines.
• Experience with SBA and/or agri-business credits is a plus.

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Analyst, Finance, and Administrative

Industries: Real Estate, Banking, and Data Infrastructure and Analytics