Auto Prevented Fraud Investigator

Ally; Charlotte (NC); On-site; USD 65,000 - 90,000; Full time

Job summary

Ally Financial is seeking an Auto Fraud Investigator to join the EFSI Team. You will help develop a best-in-class fraud prevention, detection, and response program while ensuring compliance with regulatory standards and industry best practices.

Under supervision, you will provide basic investigative support, analyze financial crime cases, document findings, gather evidence, and prepare confidential reports.

Qualifications

• Bachelor's Degree desirable; degree in related discipline.
• Highly motivated learner focused on fraud and security risk management.

Responsibilities

• Provide basic fraud investigative support to the Automotive Finance Line of Business.
• Investigate external financial crimes, document findings, and ensure regulatory compliance.
• Utilize sound judgment and basic knowledge to establish an investigative plan; gather facts and evidence; prepare confidential investigative reports.
• Develop fundamental knowledge of investigative techniques, privacy laws, bank regulations, and security policies.
• Develop a working knowledge of automotive finance line of business operating practices and policies.
• Build working relationships with key industry groups and governmental agencies.
• Work with EFSI analytics personnel to disposition existing fraud strategies and ensure they meet false-positive and detection rate criteria.

Education

Bachelor's Degree desirable

Job description

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

As an Auto Prevented Fraud Investigator; you'll be part of the EFSI Team, developing an outstanding fraud prevention, detection, and response program. You will be part of a team that encourages inclusivity and collaboration, while contributing to outstanding compliance initiatives and a perfect finance landscape. Your role will involve implementing and adhering to regulatory standards to maintain exceptional operations.

The Work Itself

• With supervision, provide basic fraud investigative support to the Automotive Finance Line of Business.
• Investigate external financial crimes, document findings, and ensure compliance with applicable regulatory requirements. Involves handling all aspects of the investigation and normally requires analysis and research to resolve issues.
• Utilize sound judgment and basic knowledge of financial crime investigative tools/techniques to establish an investigative plan; initiate investigation by gathering facts and evidence; and prepare confidential investigative reports.
• Develop fundamental knowledge and awareness of investigative techniques, privacy laws, bank regulations, and investigation and security incident handling policy and procedure.
• Develop a working knowledge of an automotive finance line of business operating practices and policies.
• Build working relationships with key industry groups and governmental agencies.
• Work with EFSI analytics personnel to disposition existing fraud strategies and ensure they meet false-positive and detection rate criteria.

Preferred Qualifications

• Highly motivated learner focused on progressing through a career in fraud and security risk management
• Bachelor's Degree desirable; degree in related discipline, such as