Auto Prevented Fraud Investigator

Ally Bank; Charlotte (NC); Hybrid; USD 48,000 - 75,000; Full time

Benefits offered by this job

Annual incentive plan

401(k) with matching

Employee stock purchase plan

Paid time off + holidays

Job summary

Ally Financial is seeking an Auto Prevented Fraud Investigator to join the EFSI Team. You will support fraud prevention, detection, and response programs and ensure regulatory compliance while collaborating with analytics.

This role emphasizes supportive investigation and reporting within the Automotive Finance business. You will build industry relationships, learn investigative techniques, and participate in the ongoing enhancement of fraud strategies and risk controls as part of a diverse,

Qualifications

• Bachelor's Degree desirable; degree in related discipline such as criminal justice, risk management, business, or law highly desirable
• Prior work experience in security, investigations, risk management, law enforcement or similar areas a plus
• Certification(s) such as CFE, Financial Crimes Investigator, or CAMS strongly preferred

Responsibilities

• With supervision, provide basic fraud investigative support to the Automotive Finance Line of Business.
• Investigate external financial crimes, document findings, and ensure compliance with applicable regulatory requirements.
• Utilize sound judgment and basic knowledge of financial crime investigative tools/techniques to establish an investigative plan; initiate investigation by gathering facts and evidence; and prepare confidential investigative reports.
• Develop fundamental knowledge and awareness of investigative techniques, privacy laws, bank regulations, and investigation and security incident handling policy and procedure.
• Build working relationships with key industry groups and governmental agencies.
• Work with EFSI analytics personnel to disposition existing fraud strategies and ensure they meet false-positive and detection rate criteria.

Skills

Fraud investigation

Regulatory compliance

Data analysis

Investigative reporting

Education

Bachelor's Degree desirable

Criminal justice / risk management background desirable

Tools

Fraud investigation tools

Job description

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

As an Auto Prevented Fraud Investigator; you'll be part of the EFSI Team, developing an outstanding fraud prevention, detection, and response program. You will be part of a team that encourages inclusivity and collaboration, while contributing to outstanding compliance initiatives and a perfect finance landscape. Your role will involve implementing and adhering to regulatory standards to maintain exceptional operations.

The Work Itself

• With supervision, provide basic fraud investigative support to the Automotive Finance Line of Business.
• Investigate external financial crimes, document findings, and ensure compliance with applicable regulatory requirements. Involves handling all aspects of the investigation and normally requires analysis and research to resolve issues.
• Utilize sound judgment and basic knowledge of financial crime investigative tools/techniques to establish an investigative plan; initiate investigation by gathering facts and evidence; and prepare confidential investigative reports.
• Develop fundamental knowledge and awareness of investigative techniques, privacy laws, bank regulations, and investigation and security incident handling policy and procedure.
• Develop a working knowledge of an automotive finance line of business operating practices and policies.
• Build working relationships with key industry groups and governmental agencies.
• Work with EFSI analytics personnel to disposition existing fraud strategies and ensure they meet false-positive and detection rate criteria.

Preferred Qualifications

• Highly motivated learner focused on progressing through a career in fraud and security risk management
• Bachelor's Degree desirable; degree in related discipline, such as criminal justice, risk management, business, or law highly desirable
• A combination of education and relevant, successful work experience can be substituted for a degree
• Prior work experience in security, investigations, risk management, law enforcement or similar areas a plus
• Membership in an investigative association, such as CFE or CFCI, a plus
• Certification(s) such as Certified Fraud Examiner, Financial Crimes Investigator, or Certified Anti-Money Laundering Specialist strongly preferred
• Experience using data analytics or conducting process control reviews a plus
• Strong organizational, communication, and collaborative skills
• Strong Windows-based PC skills required
• Ability to assimilate new information and incorporate it into future actions a must

Minimum Qualifications

• 0+ years of experience
• High school Diploma or GED equivalent

How We’ll Have Your Back

Ally’s compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.

Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

Base Pay Range

$47,840.00 - $75,000.00

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation

This position is eligible to participate in our annual incentive plan.