Auto Loan Credit Analyst — Underwriting & Compliance

AutoNation Inc; Irving (TX); On-site; USD 34,000 - 58,000; Full time

Benefits offered by this job

401k matching

Health insurance (medical, dental, and

Vision insurance

Maternity benefits

Associate purchase and discount on new

pre-owned vehicles, services, parts,

Job summary

AutoNation Inc. in Irving, TX seeks an experienced Auto Loan Analyst to underwrite auto loan applications from the AutoNation dealer network. You will ensure compliance with regulatory standards, manage risk, and drive operational excellence in a fast-paced environment.

The role focuses on credit analysis, adherence to lending policies, and collaboration with dealers to originate quality auto loans. Competitive pay and benefits are offered.

Qualifications

• 5+ years of experience in auto finance credit management or underwriting.
• Strong knowledge of credit, lending regulations, and risk assessment.
• Proven ability to originate performing auto loans.

Responsibilities

• Review and analyze auto loan applications, credit reports, income verification, and collateral details.
• Make credit decisions within assigned authority limits and elevate complex cases as needed.
• Ensure compliance with federal, state, and company lending regulations (e.g., Fair Lending, ECOA).
• Maintain up-to-date knowledge of industry standards and regulatory changes.
• Analyze trends and recommend process improvements.

Skills

Credit knowledge

Risk assessment

Underwriting

Regulatory compliance

Tools

Loan origination systems

Credit analysis tools

Job description

AutoNation Inc. in Irving, TX seeks an experienced Auto Loan Analyst to underwrite auto loan applications from the AutoNation dealer network. You will ensure compliance with regulatory standards, manage risk, and drive operational excellence in a fast-paced environment.

The role focuses on credit analysis, adherence to lending policies, and collaboration with dealers to originate quality auto loans. Competitive pay and benefits are offered.