Auto Finance Profitability Analyst – Pricing & Forecasting

JPMorgan Chase & Co.; Plano (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

JPMorgan Chase & Co. in Plano, TX seeks a Financial Analysis Senior Associate to shape pricing inputs and forecast auto loan profitability. You will partner with Finance, Treasury, Pricing, and Risk to drive model alignment, controls, and reporting enhancement.

You will support Proforma profitability analyses, develop business requirements, and contribute to platform simplification and price optimization across the Chase Auto organization.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Statistics, Mathematics, Engineering, Computer Science, or a related analytical field.
• 4+ years of experience in finance, analytics, accounting, FP&A, data/BI, or a closely related analytical role.
• Ability to interpret financial data and communicate insights clearly (drivers of profitability and impacts of assumption/input changes).
• Advanced Excel skills (PivotTables, VLOOKUP/XLOOKUP, nested IF logic; familiar with INDEX/MATCH).
• Strong PowerPoint skills; ability to synthesize analysis into leadership-ready materials.
• SQL: ability to run and adapt basic queries to pull, validate, and reconcile data.

Responsibilities

• Support initiatives to enhance methodologies and forecasting of key inputs used in the Proforma process to optimize Chase Auto’s pricing.
• Execute components of monthly financial reporting processes and deliverables.
• Partner with cross-functional teams (Treasury, Pricing, CFO, Business, Risk) to analyze and align on pricing inputs to models and applications.
• Draft and maintain Business Requirements Documentation (BRDs) for technology teams; support intake, implementation, and change delivery.
• Perform ad hoc analyses to determine impacts on profitability driven by changes in the business or market.
• Prepare clear updates and presentation materials on the impacts of proposed changes to Proforma profitability for stakeholder and leadership review; deliver findings to a variety of audiences.
• Support process enhancement and automation efforts to reduce processing time and improve controls.
• Support governance and controls, including monitoring data integrity and participating in a robust testing environment.

Skills

Financial analysis

Communication

Cross-functional collaboration

Problem solving

Attention to detail

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Excel

PowerPoint

SQL

Alteryx

Job description

JPMorgan Chase & Co. in Plano, TX seeks a Financial Analysis Senior Associate to shape pricing inputs and forecast auto loan profitability. You will partner with Finance, Treasury, Pricing, and Risk to drive model alignment, controls, and reporting enhancement.

You will support Proforma profitability analyses, develop business requirements, and contribute to platform simplification and price optimization across the Chase Auto organization.