Auto Claims Adjuster

Oklahoma Farm Bureau Insurance Company; Oklahoma City (OK); On-site; USD 45,000 - 55,000; Full time

Benefits offered by this job

Paid vacation and sick leave

Medical, dental, vision insurance

401K with company match

EAP

On-staff Doctor

Job summary

Oklahoma Farm Bureau Insurance Company seeks an organized claims investigator to evaluate and expedite settlement of auto insurance claims. The role requires strong analytical and communication skills, with a focus on accuracy and efficient processing.

Responsibilities include obtaining reports, confirming coverage, reserving appropriately, and coordinating with the Auto Claims Manager. This in-person position offers benefits and opportunities for professional growth in a dynamic team.

Qualifications

• Bachelor's degree or equivalent experience required.
• Strong reading, writing, and communication abilities.
• Valid Oklahoma driver’s license and adjuster license required.
• Experience in insurance claims processing preferred.
• Willingness to work unscheduled hours and travel as needed.

Responsibilities

• Investigate claims within authority and complete all phases of processing.
• Obtain loss reports, police reports, appraisals, and repair estimates.
• Settle claims within authority and issue drafts/checks.
• Confer with Claims Manager for complex cases.
• Review open claims and adjust reserves as needed.
• Assist with catastrophe losses as required.

Skills

Analytical

Customer service

Interpersonal skills

Oral communication

Written communication

Business acumen

Ethics

Organizational skills

Judgment

Planning/organization

Professionalism

Quality

Safety and security

Adaptability

Attendance/punctuality

Dependability

Education

Bachelor's degree

Job description

Status:Full-timeBenefits:Paid vacation and sick leave,
Medical, dental, vision, and group life Insurance,
401K with company match, EAP, on-staff Doctor, and more.Reports To:Auto Claims ManagerLocation:OKC, OKSalary:$50,000.00 per year

Summary investigates insurance claims; obtains all necessary information to evaluate claims and expedite settlement

Essential Duties and Responsibilities

Other duties may be assigned.

1. Investigate insurance claims within limits of authority; responsible for the accurate and efficient completion of all phases of claims processing from inception to settlement.
2. Obtain loss reports, police reports, appraisals, repair estimates, etc. via telephone, or correspondence as required.
3. Confirms coverage for new claims and set reserve amounts; following up on necessary information and recording diaries for scheduled review of files.
4. Analyze all accumulated data, reports, photos, etc. and evaluate claims; determine coverage and extent of loss/liability; prepare corresponding claims summaries.
5. Settle claims within limits of authority; issue drafts/checks for claim payment. Upon settlement, close claim files.
6. Confer with OCR Claims Manager regarding complex claims or when potential exposure exceeds settlement authority.
7. Periodically review all open claims files; obtain any necessary information and adjusting reserve amounts as needed.
8. May assist with any catastrophe losses as required.

Competencies

To preform the job successfully, an individual should demonstrate the following competencies:

1. Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data
2. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Responds to requests for service and assistance Meets commitments
3. Interpersonal Skills - Maintains confidentiality; Keeps emotions under control
4. Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and obtains clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings
5. Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Reads and interprets written information
6. Business Acumen - Understands business implications of decisions; Displays orientation to profitability.
7. Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works ethically and with integrity; Upholds organizational values
8. Organizational Support - Follows policies and procedures; Supports organization’s goals and values
9. Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions
10. Planning/Organization - Prioritizes and plans work activities; Uses time efficiently
11. Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Accepts responsibility for own actions
12. Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Monitors own work to ensure quality
13. Quantity - Meets productivity standards; Completes work in timely manner; Works quickly
14. Safety and Security - Observes safety and security procedures
15. Adaptability - Adapts to changes in the work environment; Deals with frequent changes, delays, or unexpected events
16. Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time
17. Dependability - Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B. A.) from four-year College or University; and/or 2-4 years related experience and/or training; or equivalent combination of education and experience.

Worker is expected to participate in continuing education programs.

Skills and Knowledge

• Language Skills-

• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations, insurance policies and contracts; Ability to write reports and business correspondence; Ability to effectively present information and respond to common inquiries or complaints from groups including but not limited to managers and supervisors, company departments, insureds, third parties, witnesses, agents, county offices and other insurance companies.
• Mathematical Skills
  • Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals; Ability to compute rate, ratio and percent and to draw and interpret bar graphs
• Reasoning Ability
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Computer Skills
  • To perform this job successfully, an individual should have knowledge of computers and computer systems
• Certificates, Licenses, Registrations
• Valid Oklahoma driver’s license or obtainment of valid Oklahoma driver’s license; Satisfactory driving record is a condition of employment; Current Oklahoma adjuster license or obtainment of valid Oklahoma adjuster’s license is required.
• Preferred Skills, Abilities, and Proficiencies
  • Must have investigative skills and a proven ability to work with people and solve problems; Ability to manage stress due to high volumes of work, long hours, and dealing with discontented insureds and/or third parties; Employee is expected to maintain regular attendance.
• Other Qualifications
  • Work unscheduled hours and some travel

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• • While performing the duties of this job, the employee is regularly required to stand; walk; sit; use hands to finger, handle or feel; reach with hands and arms and talk or hear.
  • The employee is frequently required to climb or balance and stoop, kneel, crouch or crawl. The employee is occasionally required to taste or smell.
  • The employee must regularly lift and/or move their assigned equipment of a minimum of 25 pounds.
  • Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, the employee is frequently exposed to outside weather conditions. The employee is occasionally exposed to wet and/or humid conditions; moving mechanical parts; high, precarious places; fumes and airborne particles; extreme cold; extreme heat and risk of electrical shock.

The noise level in the work environment is usually moderate.

Work Location

In person

Oklahoma Farm Bureau & Affiliated Companies does not discriminate on the basis of race, color, religion, national origin, sex, age or disability. It is our intention that all qualified applicants are given equal opportunity and that selection decisions be based on job-related factors.